Home Equity

It can be a tough choice for a homeowner. Move into a new house or improve the one you have. It seems so easy to call a realtor and arrange a showing. But your current home has something no new home can offer – equity. TruWest can help you make the most of that equity by offering you low rates and high limits. Plus, you can spend the money on practically anything, and interest could be tax deductible†.

Current rates


Home Equity Line of Credit
A home equity line of credit is a variable rate revolving line of credit (meaning the balance changes depending on how much of the line you use) that allows you to use the money for just about anything you need. Using the equity in your home, you can apply for a generous credit line, and the funds are available whenever you need them.


Fixed Rate Option (Arizona only)
This option allows you to lock a portion of your home equity line of credit into a fixed rate. Here's how it works: Once you use some of your line of credit, you'll have the option to lock that portion into a fixed rate. Then, as you pay down the fixed rate portion, the funds will be added back to the line and become available again. It's a great management tool for savvy consumers, and TruWest is one of the few credit unions in Arizona that offers it!


Home Equity Loan
Variable rate loans aren't for everyone. If this includes you, a home equity loan might be your ideal choice. You'll get a fixed rate so you'll always know what your monthly payment will be. Plus, you'll still get all the benefits of a line of credit, like flexible terms, great rates and possibly a tax deduction†.

Call for more details and to apply today!
(AZ) 602.629.1825 • (TOLL FREE) 855.841.9203




* All loans subject to credit approval.
† Consult your tax advisor.