Choice Checking
Contradictory as it may sound, you do have a choice with this checking account!
TruWest's Choice Checking brings together lots of valuable free* basics, plus five unique packages that you can choose from to personalize your account whenever you want. That's right; you have the choice to decide what you want and what you don't.

With Choice Checking, this is what you get for free right off the bat:
  • One NSF/Overdraft fee forgiveness per calendar year
  • MyChoice Personalized Debit Card1
  • More than 28,000 surcharge-free ATMs nationwide through CO-OP Network®8
  • Dividends paid monthly
  • Online Banking and Bill Payment4
  • Mobile App, Website and Text Banking3
  • One free box of TruWest Custom style checks per year2
  • Overdraft options
  • No fee for your initial MasterCard Gift Card purchase
  • Mobile Deposit

Now comes the fun part! For only $2 per month each you can add any of these packages to your Choice Checking account. From dining discounts to identity theft prevention tools, you’re sure to find a package that fits your needs:

Debit Rewards Package Debit Rewards Plus
Receive 10¢ cash back on all non-PIN purchases PLUS exclusive discounts to restaurants, shopping and more, courtesy of Passport Unlimited. 		Services Package Unlimited Money Orders, Cashier's Checks and Travelers Cheques
Fraud Protection Package Fraud Protection Package
Stay safe with an online fraud protection program and identity theft insurance. 		Shopping Package Shopping Package
Save hundreds of dollars with discounted gift cards, rebate rewards and online shopping discounts.
Travel Package Travel Package
This feature is packed with travel discounts, so no matter where you’re going we can help you get there for less.
See additional account features.

Apply Online Today


*Must be a TruWest member to open a checking account. A minimum deposit of $25 is required to become a member.


1 – First card and all renewals are free. A $5 fee will apply if image is changed prior to card expiration date.
2 - Per calendar year. Excludes add-ons such as accessories, lettering, monograms, expedited delivery, etc.
3 – Data and message rates may be applied by your wireless carrier.
4 - Convenience fees apply for expedited payments. Must have a TruWest checking account to sign up for Bill Payment.
6 - Restrictions may apply.
7 - Overdraft Privilege not available. Deposits are restricted.
8 - Fees may apply for transactions made at a non-TruWest ATM.