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Why TruWest

Free yourself from high interest credit card rates

Balance Transfer

Take control of your credit card debt with a low rate TruWest® Visa®1. With the right credit card and balance transfer offer, you can save a lot of money in interest and pay your debt off faster.
You can easily consolidate high-interest balances from other credit cards with a balance transfer2 online, in person or over the phone.

  • How to apply for a TruWest Visa

    Interested in more information on how to reduce or consolidate debt or want to explore one of our low interest Visa® credit cards? Call 1 (855) 878-9378, check out our credit cards here or stop by one of our branches today.

  • I already have a TruWest Visa

    Already have a TruWest® Visa® and ready to make a balance transfer? We made it super easy to transfer a balance online:

    • Simply log in to your TruWest online banking account
    • From the top menu:
      • Click on Move Money>Credit Card Balance Transfer

1Subject to credit approval. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer, program, rates, terms, and conditions may change based on borrower eligibility or market conditions.
2Each balance transfer transaction will be treated as a balance transfer as described in your Credit Card Agreement, and is subject to available credit. Please see your Credit Card Agreement and Disclosures for further information. Terms and conditions apply. Certain restrictions may apply. Your TruWest credit card must be in good standing. TruWest Credit Union may and reserves the right to refuse any balance transfer request. The minimum balance transfer request that will be honored is $100. Transfers can take up to 4 weeks to complete. You may need to make payments on your other accounts to keep them current. TruWest Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. Your other card account will not be closed (even if you transfer the entire balance). If you want to close an account, please contact the other credit card company or merchant directly. Payment on the amount authorized by you may or may not satisfy any outstanding balance on the designated account. Balance transfers transactions do not earn rewards and may not be used to pay down current TruWest Visa® cards, loans, or lines of credit.