Signature Card

Our Signature card is the ultimate credit card. Earn big rewards while enjoying exclusive benefits such as luxury hotel upgrades, concierge services and more.

  • 1.5% cash back1
  • Special introductory APR2
  • No annual fee
  • Visa's Zero Liability Protection3
  • Visa® Signature® Concierge 24/7 complimentary service4
1. Subject to program terms and conditions 2. APR = Annual Percentage Rate. Must be a TruWest member with a minimum deposit of $5 to qualify. Requires application and is subject to credit approval. The APR may vary. Intro APR is 0% for 18 billing cycles (introductory period) from the date of account opening, then the standard variable APR applies. APR will adjust to your standard variable rate which will apply to all new purchases, new balance transfers, and all unpaid purchase and balance transfer balances remaining from the introductory period. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable purchase and balance transfer APR is between 13.15% and 14.15% depending on card type. Card type and APR determined by borrower’s credit score. Introductory offer only for new TruWest credit cards and does not apply to increases, conversions, or re-opening of a closed TruWest credit card. Transfers from TruWest Visa cards, loans, or lines of credit are not eligible for introductory interest rate offer. Information is accurate as of November 3, 2023. Cannot be combined with other offers. Offer, program, rates, terms, and conditions are subject to change. Please visit truwest.org for further information. 3. Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify TruWest® Credit Union immediately of any unauthorized use. Terms and conditions apply. Contact TruWest Credit Union for more details. 4. TruWest Credit Union Visa® Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.
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Platinum Points Card

Our Visa® Platinum Points credit card was designed to benefit you with cash back and great rewards.

  • 1.25% cash back1
  • Special introductory APR2
  • No annual fee
  • Visa's Zero Liability Protection3
  • Bonus points with multiple cards4
1. Subject to program terms and conditions 2. APR = Annual Percentage Rate. Must be a TruWest member with a minimum deposit of $5 to qualify. Requires application and is subject to credit approval. The APR may vary. Intro APR is 0% for 18 billing cycles (introductory period) from the date of account opening, then the standard variable APR applies. APR will adjust to your standard variable rate which will apply to all new purchases, new balance transfers, and all unpaid purchase and balance transfer balances remaining from the introductory period. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable purchase and balance transfer APR is between 13.15% and 20.15% depending on card type. Card type and APR determined by borrower’s credit score. Introductory offer only for new TruWest credit cards and does not apply to increases, conversions, or re-opening of a closed TruWest credit card. Transfers from TruWest Visa cards, loans, or lines of credit are not eligible for introductory interest rate offer. Information is accurate as of November 3, 2023. Cannot be combined with other offers. Offer, program, rates, terms, and conditions are subject to change. Please visit truwest.org for further information. 3. Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify TruWest® Credit Union immediately of any unauthorized use. Terms and conditions apply. Contact TruWest Credit Union for more details. 4. Cardholder is responsible for charges made by any authorized user. Offer subject to change. Terms and conditions apply.
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Platinum Card

Keep your life simple with a low rate and no annual fee. It’s perfect for people who want a card that’s straightforward, budget-friendly and easy to use.

  • Special introductory APR1
  • No annual fee
  • Visa's Zero Liability Protection2
1. APR = Annual Percentage Rate. Must be a TruWest member with a minimum deposit of $5 to qualify. Requires application and is subject to credit approval. The APR may vary. Intro APR is 0% for 18 billing cycles (introductory period) from the date of account opening, then the standard variable APR applies. APR will adjust to your standard variable rate which will apply to all new purchases, new balance transfers, and all unpaid purchase and balance transfer balances remaining from the introductory period. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable purchase and balance transfer APR is between 11.20% and 25.20% depending on card type. Card type and APR determined by borrower’s credit score. Introductory offer only for new TruWest credit cards and does not apply to increases, conversions, or re-opening of a closed TruWest credit card. Transfers from TruWest Visa cards, loans, or lines of credit are not eligible for introductory interest rate offer. Information is accurate as of November 3, 2023. Cannot be combined with other offers. Offer, program, rates, terms, and conditions are subject to change. Please visit truwest.org for further information. 2. Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify TruWest® Credit Union immediately of any unauthorized use. Terms and conditions apply. Contact TruWest Credit Union for more details.
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Credit Builder Card

TruWest can help you build the credit you deserve. With our great rates and easy application process, building a solid credit foundation is now within your reach.

  • No annual fee
  • Low interest rates
Subject to program terms and conditions. All loans subject to application and approval. Visit truwest.org/visaterms for further information.
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