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Why TruWest

Simplify your life

Platinum Card Test

Keep your life simple with a low rate and no annual fee. It’s perfect for people who want a card that’s straightforward, budget-friendly and easy to use.

  • 0% introductory APR for 18 months1
  • No annual fee
  • Visa's Zero Liability Protection2

Rates & Fees

Determine Your Costs

Visa Platinum

Type APR*
Visa Platinum 5.95% - 19.95%

Rates effective as of April 13, 2020.
New Accounts Only.
*APR=Annual Percentage Rate.


Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

How to Apply for a TruWest Platinum Visa Card

  1. 1
    Apply online, at a branch or by phone at 1(855) 878-9378.
  2. 2
    A TruWest representative will follow up (via phone) within 24-48 hours.
  3. 3
    If approved, you will receive your card within 7-10 business days


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1APR = Annual Percentage Rate. Must be a TruWest member with a minimum deposit of $5 to qualify. Requires application and is subject to credit approval. The APR may vary. Intro APR is 0% for 18 billing cycles (introductory period) from the date of account opening, then the standard variable APR applies. APR will adjust to your standard variable rate which will apply to all new purchases, new balance transfers, and all unpaid purchase and balance transfer balances remaining from the introductory period. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable purchase and balance transfer APR is between 5.95% and 19.95% depending on card type. Card type and APR determined by borrower’s credit score. Introductory offer only for new TruWest credit cards and does not apply to increases, conversions, or re-opening of a closed TruWest credit card. Transfers from TruWest Visa cards, loans, or lines of credit are not eligible for introductory interest rate offer. Information is accurate as of January 1, 2019. Cannot be combined with other offers. Offer, program, rates, terms, and conditions are subject to change. Please visit for further information.
2Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify TruWest® Credit Union immediately of any unauthorized use. Terms and conditions apply. Contact TruWest Credit Union for more details.

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