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Why TruWest

An Account for those 55 and better

No longer available for new accounts

Advantage 55 is no longer available for new account opening. To learn more about our available checking accounts, visit

With Advantage 55 Checking, you’ll enjoy:

  • No monthly service fee. Like our Choice and OTG Checking Accounts, Advantage 55 requires no monthly fee.
  • Free cashier’s checks and money orders. Enjoy unlimited cashier’s checks and money orders, without the fees.
  • Dividends. Earn interest on the money in your account. See our checking account rates here.
  • $1,000 AD&D insurance. Opt in to receive $1,000 in free Accidental Death and Dismemberment (AD&D) insurance.

Rates & Fees

for advantage 55

Advantage 55

Minimum Balance* Term APY**
$0.00 N/A 0.05%

No longer available for new accounts

Retired Savings/Checking Disclosures

Rates effective as of November 1, 2019
Click here to view the most current consumer fee schedule.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.


Frequently Asked Questions

1Must be at least 55 years of age and a TruWest member with a minimum $5 membership deposit and continuing balance. Additional minimum opening deposit of $20 for Advantage 55 Checking Account. Subject to change. Visit for current rate and fee schedule.

Waiting for your next stimulus check?

The best way to know when your deposit has posted is to set up deposit alert notifications on the mobile app or in online banking.

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