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Why TruWest

Make the Best Choice in Checking

No longer available for new accounts

Choice Checking is no longer available for new account opening. To learn more about our available checking accounts, visit

With Choice Checking, you enjoy

  • No monthly fees. Like our OTG and Advantage 55 accounts, Choice Checking has no monthly service fee.
  • Cash back offers. Earn cash back when you shop at participating retailers with your TruWest debit card.
  • Dividends. Earn interest on the money in your account. See our checking account rates here.
  • Overdraft forgiveness. Overdrafts happen. Once per year, we you can get that pesky overdraft fee reversed.

Rates & Fees

for choice checking


Minimum Balance* Term APY**
$0.00 N/A 0.05%

No longer available for new accounts

Retired Savings/Checking Disclosures

Rates effective as of November 1, 2019
Click here to view the most current consumer fee schedule.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.

1Must be a TruWest member with a minimum $5 membership deposit and continuing balance. Additional minimum opening deposit of $20 for Choice Checking Account. Subject to change. Visit for current rate and fee schedule.
2Offer subject to change.

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