1.Offer valid 1/1/18 to 12/31/18 and subject to change without notice. All TruWest Members will be assigned a referral code, which is available in the “member referral” area of online and mobile banking. To enter, existing member must give their referral code to the non-members. The non-member must open a membership, an online banking account and at least one qualified account between 1/1/18 and 12/31/18 for both members to receive the $50 payout. Member and referee cannot begin memberships on the same day. Qualified accounts include: Auto and Recreational Vehicle loans, Choice Checking, VISA credit card, business checking or loan, CD, IRA or money market. After meeting all eligibility requirements, an online form will become available in the “member referral” area of online banking for the new member. The new member must enter the existing member’s referral code in the online form to begin payout process. Referrals limited to 5 per member, per calendar year. Referring member must be at least 13 years of age. New member must meet account and membership eligibility requirements. A minimum deposit of $5 is required to become a member. An individual cannot be referred more than once, even if they open multiple memberships. Only the first membership opened is eligible for a payout. New member must be 13 years of age.