Skip navigation

Why TruWest

Put your home to work and finance what's important to you

Home Equity Loan

Unlock the equity in your home to help with home improvement projects, debt consolidation and more. With great rates and flexible options, we can help you use your best resource –your home– to help with your financial goals.

  • Fixed-interest rate loan
  • Set monthly payments
  • Flexible terms
  • Possible tax deductions2

Have questions? You can talk to a mortgage loan originator at 1(855) 841-9203.

Rates & Fees

Determine Your Costs

In order to see our most up to date rates please click the button below:
View Rates

FAQs

Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

How to Apply for a Home Equity Loan

  1. 1
    Application
    Apply online or by phone at 1(855) 841-9203.
  2. 2
    Processing
    Applications with complete information will be processed and disclosed within 3 business days. A licensed TruWest Mortgage Loan Originator may contact you if additional information is needed.
  3. 3
    Origination
    Once the application process has started, the origination process will begin. Origination times may vary based on transaction, but normally take 30-45 days.
  4. 4
    Closing
    Once the loan has passed underwriting, a TruWest representative will contact you to arrange a closing appointment.

Note: A TruWest membership should be opened prior to loan approval but can be opened any time before loan disbursement (funding).

Questions?

We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

On approved credit. Financing solutions not available in AK, HI, LA, SC, VT, and WI. Condominium financing not available in NY and with restrictions in certain areas in FL. Restrictions may apply based on mortgage product.
2 Consult your tax advisor


As a reminder our branches will be closed November 23rd for Thanksgiving. We will resume normal hours for November 24th and 25th.