* On approved credit. Must be a TruWest member to qualify. A $25 minimum membership deposit is required. Annual Percentage Rate. Offer good for 12 billing cycles from the date of account opening on purchases and balance transfers. After the introductory period ends, the standard purchase APR will be applied to any unpaid promotional balances. TruWest Credit Union reserves the right to refuse any Balance Transfer request(s). The minimum individual transfer request that will be honored is $100. A 3% balance transfer fee applies for the amount of each transfer. If you submit concurrent Balance Transfer requests that exceed your available credit line, TruWest Credit Union will process your requests from highest to lowest dollar amount and may decline to process one or more requests. Offer effective as of 6/1/12 and subject to change.

† Reward points offer valid on Platinum Points cards and will be awarded after $100 in purchases have been made on the card within 90 days of account opening. Must qualify for Platinum Points card to receive reward points. Must not have had a TruWest Visa card in the last 12 months. Offer effective as of 6/1/12 and subject to change.