Keep moving toward success with Essential Checking
Perfect for small businesses and startups
Find Your Nearest BranchWhy TruWest
Go Beyond the Basics
Essential Checking
Perfect for small businesses and startups, our Business Essential Checking Account is simple and built to keep you moving toward success. With valuable services and low monthly maintenance fees, this is more than your basic checking account.
- Competitive rates
- Low maintenance fees
- Up to 75 free transactions per month1
- Business Overdraft Protection
With a Business Essential Checking Account, you’ll enjoy:
- Competitive rates. View our business rates here.
- Low fees. $7 maintenance fee waived with an average daily balance of $1,500.
- Up to 75 free transactions per month. Click here to view our rates and fees schedule.
- Business Overdraft Protection. Transfer up to $1,000 from your Business Share Savings or line of credit, should you overdraw your account.
What is Business Overdraft Protection?
Overdraft Protection is your safety net for business transactions. With Overdraft Protection, TruWest may use up to $1,000 from your Business Share Savings or Business Line of Credit to pay your items, should you overdraw your checking account.
Overdraft Protection covers:
- Bounced checks
- Recurring debit transactions, including Bill Pay
- Everyday debit card purchases
To learn more about Overdraft Protection, give us a call at 1(855) 878-9378.
Rates & Fees
for essential checking
Essential
| Minimum Balance | Term | APY** |
|---|---|---|
| $0.00 | N/A | 0.05% |
Effective as of March 1, 2017.
*Deposits begin earning dividends the business day following the date of deposit.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
A minimum $5 balance in Share Savings required to be eligible for Services.
Next Steps
As easy as 1, 2, 3
Opening a Business Account
To apply for a Business Essential Checking Account, visit your nearest branch, or call us at 1(855) 878-9378.
Not a business member yet?
Find out more information about opening a business membership.
1 Transactions include paid drafts and deposited checks.