Within the first 45 days of opening your TruWest account, you may use your member number as your username and last four digits of your Social Security Number as your password. After 45 days, please contact our Electronic Services department at: 1 (855) 878-9378 option 4.
Perfect for small businesses and startups, our Business Essential Checking Account is simple and built to keep you moving toward success. With valuable services and low monthly maintenance fees, this is more than your basic checking account.
Competitive rates
Low maintenance fees
Up to 75 free transactions per month1
Business Overdraft Protection
With a Business Essential Checking Account, you’ll enjoy:
Business Overdraft Protection. Transfer up to $1,000 from your Business Share Savings or line of credit, should you overdraw your account.
What is Business Overdraft Protection?
Overdraft Protection is your safety net for business transactions. With Overdraft Protection, TruWest may use up to $1,000 from your Business Share Savings or Business Line of Credit to pay your items, should you overdraw your checking account.
Overdraft Protection covers:
Bounced checks
Recurring debit transactions, including Bill Pay
Everyday debit card purchases
To learn more about Overdraft Protection, give us a call at 1(855) 878-9378.
Rates & Fees
for essential checking
Essential
Minimum Balance
Term
APY**
$0.00
N/A
0.05%
Effective as of March 1, 2017.
*Deposits begin earning dividends the business day following the date of deposit.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
A minimum $5 balance in Share Savings required to be eligible for Services.
Next Steps
As easy as 1, 2, 3
Opening a Business Account
To apply for a Business Essential Checking Account, visit your nearest branch, or call us at 1(855) 878-9378.
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