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Keep moving toward success

Perfect for small businesses and startups

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Why TruWest

Go Beyond the Basics

Essential Checking

Perfect for small businesses and startups, our Business Essential Checking Account is simple and built to keep you moving toward success. With valuable services and low monthly maintenance fees, this is more than your basic checking account.

  • Competitive rates
  • Low maintenance fees
  • Up to 75 free transactions per month1
  • Business Overdraft Protection

With a Business Essential Checking Account, you’ll enjoy:

What is Business Overdraft Protection?

Overdraft Protection is your safety net for business transactions. With Overdraft Protection, TruWest may use up to $1,000 from your Business Share Savings or Business Line of Credit to pay your items, should you overdraw your checking account.

Overdraft Protection covers:

  • Bounced checks
  • Recurring debit transactions, including Bill Pay
  • Everyday debit card purchases

To learn more about Overdraft Protection, give us a call at 1(855) 878-9378.

Rates & Fees

for essential checking

Essential

Minimum Balance Term APY**
$0.00 N/A 0.05%

Effective as of March 1, 2017.
*Deposits begin earning dividends the business day following the date of deposit.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
A minimum $5 balance in Share Savings required to be eligible for Services.

Next Steps

As easy as 1, 2, 3

Opening a Business Account

To apply for a Business Essential Checking Account, visit your nearest branch, or call us at 1(855) 878-9378.

Not a business member yet?

Find out more information about opening a business membership.

Questions?

We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1 Transactions include paid drafts and deposited checks.

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Martin Luther King Jr. Day

As a reminder our branches will be closed on January 18th in observance of Martin Luther King Jr. Day. We will be open our normal hours on Saturday January 16th.