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Investment Certificate

Term Minimum Balance* APY**
6 - Month $500 1.25%
12 - Month $500 1.40%
24 - Month $500 1.50%
36 - Month $500 1.50%
60 - Month $500 1.50%

Money Market

Minimum Balance Term APY**
$0 - $9,999 N/A 0.10%
$10,000 - $24,999 N/A 0.45%
$25,000 - $49,999 N/A 0.55%
$50,000 - $99,999 N/A 0.70%
$100,000 - and over N/A 0.80%

IRA CD

Term Minimum Balance* APY**
6 - Month $500 1.25%
12 - Month $500 1.40%
24 - Month $500 1.50%
36 - Month $500 1.50%
60 - Month $500 1.50%

Certificate/Money Market Disclosures

Rates effective as of August 28, 2019.
A minimum initial deposit of $10,000 is required.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
Click here to view the most current dividend rate and investment certificate disclosures.
Click here to view the most current consumer fee schedule.

New/Used Auto

Terms (Months) APR*
0 - 63 4.15% - 16.65%
64 - 75 4.39% - 9.75%
76 - 84 4.65% - 8.74%

New/Used Motorcycle

Terms (Months) APR*
0 - 60 8.00% - 9.60%
61 - 72 8.50% - 10.10%

New Marine and Personal Watercraft

Terms (months) APR*
0 - 84 10.50% - 12.00%
85 - 120 8.00% - 10.75%

Used Marine and Personal Watercraft

Terms (months) APR*
0 - 84 11.00% - 12.50%
85 - 120 8.50% - 11.25%

New Quad

Term (months) APR*
0 - 60 8.50% - 14.50%

Used Quad

Term (months) APR*
0 - 60 8.50% - 15.00%

New Recreational Vehicle

Term (Months) APR*
0 - 60 9.24% - 10.00%
61 - 84 7.24% - 8.00%
85 - 144 4.49% - 5.00%
145 - 180 4.24% - 5.00%

Used Recreational Vehicle

Terms (Months) APR*
0 - 60 9.74% - 10.50%
61 - 84 7.74% - 8.50%
85 - 144 4.99% - 5.50%
145 - 180 4.74% - 5.50%

Auto Disclosures

Rates effective as of May 23, 2018.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.

Share Savings

Minimum Balance* Term APY**
$5+ N/A 0.10%

Youth Savings

Minimum Balance* Term APY**
$5+ N/A 0.10%

Select Savings

Minimum Balance* Term APY**
$0 N/A 0.10%

IRA Savings

Minimum Balance* Term APY**
N/A N/A 0.35%

Christmas Club

Minimum Balance* Term APY**
N/A N/A 0.15%

Choice

Minimum Balance* Term APY**
$0.00 N/A 0.05%

OTG Checking

Minimum Balance* Term APY**
$0.00 N/A 0.00%

Advantage 55

Minimum Balance* Term APY**
$0.00 N/A 0.05%

Savings/Checking Disclosures

Rates effective as of June 1, 2019
Click here to view the most current consumer fee schedule.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.

Credit Cards

Type APR*
Visa Signature 9.65%- 10.65%
Visa Platinum 7.70% - 21.70%
Visa Platinum Points 9.65% - 16.65%

Credit Card Disclosures

Rates effective as of September 19, 2019.
New Accounts Only.
*APR=Annual Percentage Rate.


Personal Credit Line

Type APR*
Personal Credit Line 12.50% - 16.75%

Other Disclosures

Rates effective as of September 19, 2019.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.