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Investment Certificate

Term Minimum Balance* APY**
6 - Month $500 4.00%
12 - Month $500 4.00%
24 - Month $500 4.00%
36 - Month $500 4.00%
60 - Month $500 4.00%

Money Market

Minimum Balance Term APY**
$0 - $9,999 N/A 0.10%
$10,000 - $24,999 N/A 0.85%
$25,000 - $49,999 N/A 1.10%
$50,000 - $99,999 N/A 1.35%
$100,000 - and over N/A 1.35%

IRA CD

Term Minimum Balance* APY**
6 - Month $500 4.00%
12 - Month $500 4.00%
24 - Month $500 4.00%
36 - Month $500 4.00%
60 - Month $500 4.00%

Certificate/Money Market Disclosures

APY is Annual Percentage Yield. Limited time offer. Offer valid and rates effective as of 3/1/23. Subject to change at any time without notice. Must be a TruWest member with a minimum $5 deposit. 6, 12-, 24-, 36- or 60-month certificate terms available. Minimum opening balance and minimum to earn dividends is $500 for all certificates. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Please call (480) 441-5900 or 1 (855) 878-9378 for further details.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
Click here to view the most current dividend rate and investment certificate disclosures.
Click here to view the most current consumer fee schedule.

Mortgage

Type Rate
Mortgage View Rates

Home Equity

Type Rate
Home Equity For current rates, call (855) 841-9203.

New/Used Auto

Terms (Months) APR*
49 - 63 6.37% - 18.28%
64 - 75 6.83% - 10.75%
76 - 84 7.68% - 11.50%

*Rates after 0.25% discount

Apply Now

New/Used Motorcycle

Terms (Months) APR*
0 - 60 8.00% - 9.60%
61 - 72 8.50% - 10.10%

New Marine and Personal Watercraft

Terms (months) APR*
0 - 84 10.50% - 12.00%
85 - 120 8.00% - 10.75%

Used Marine and Personal Watercraft

Terms (months) APR*
0 - 84 11.25% - 12.75%
85 - 120 8.75% - 11.50%

New Quad

Term (months) APR*
0 - 60 8.50% - 14.50%

Used Quad

Term (months) APR*
0 - 60 8.50% - 15.00%

New Recreational Vehicle

Term (Months) APR*
0 - 84 10.50% - 10.75%
85 - 144 9.00% - 9.25%
145 - 180 8.00% - 8.25%

Used Recreational Vehicle

Terms (Months) APR*
0 - 84 11.25% - 11.50%
85 - 144 9.75% - 10.00%
145 - 180 8.75% - 9.00%

Auto Disclosures

*APR=Annual Percentage Rate. On approved credit and up to 18.28% financing on New/Used Auto purchases and refinances from another institution, for a maximum 84-month term, and includes a 0.25% discount for auto transfer payment (Auto Transfer Payment). Rate subject to increase if Auto Transfer Payment is discontinued. As an example, monthly payments at 7.68% APR for an 84-month term are estimated at $15.43 per $1,000 borrowed. “New Auto” means the current and prior model year with less than 30,000 miles. “Used Auto” means the current and prior model year with 30,000 or more miles, and any earlier (older) model regardless of mileage. This offer may be valid for private party (person to person) purchases. Subject to change. Rates effective as of March 22, 2023.

High Yield Checking

Minimum Balance Term APY**
$0 - $10,000 N/A 3.00%
$10,000+ N/A 0.05%
$0 - No Max N/A 0.05%

When rewards checking requirements are met

Apply Now

Cash Back Checking

Minimum Balance* Term APY**
$0.00 N/A 0.05%

Simply Checking

Minimum Balance* Term APY**
$0.00 N/A 0.00%

Share Savings

Minimum Balance* Term APY**
$5+ N/A 0.10%

Youth Savings

Minimum Balance* Term APY**
$5+ N/A 0.10%

Select Savings

Minimum Balance* Term APY**
$0 N/A 0.10%

IRA Savings

Minimum Balance* Term APY**
N/A N/A 1.25%

Christmas Club

Minimum Balance* Term APY**
N/A N/A 0.15%

Savings/Checking Disclosures

Rates effective as of March 1, 2023
Click here to view the most current consumer fee schedule.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.

Credit Cards

Type APR*
Visa Signature 12.15% - 13.15%
Visa Platinum 10.20% - 24.20%
Visa Platinum Points 12.15% - 19.15%

Apply Now

*APR = Annual Percentage Rate. Must be a TruWest member with a minimum deposit of $5 to qualify. Requires application and is subject to credit approval. The APR may vary. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable purchase and balance transfer APR is between 10.20% and 24.20% depending on card type. Card type and APR determined by borrower’s credit score. Information is accurate as of 2/2/2023. No Annual Fees. Balance transfer fee is 3% of each balance transfer. Cash advance fee is 4% of amount of each cash advance. Foreign fees: 0.8% of the amount of each transaction if there is no currency conversion; 1% of the amount of the transaction if there is a currency conversion. Cannot be combined with other offers. Offer, program, rates, terms, and conditions are subject to change. Visa® is a registered trademark of VISA U.S.A. Inc.

Personal Credit Line

Type APR*
Personal Credit Line 15.25% - 17.75%

Other Disclosures

Rates effective as of March 23, 2023.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.