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Rates

Investment Certificate

Term Minimum Balance* APY**
6 - Month $500 .30%
12 - Month $500 .40%
24 - Month $500 .45%
36 - Month $500 .55%
60 - Month $500 .70%

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Money Market

Minimum Balance† Term APY**
$0 - $9,999 N/A 0.10%
$10,000 - $24,999 N/A 0.25%
$25,000 - $49,999 N/A 0.35%
$50,000 - $99,999 N/A 0.35%
$100,000 - and over N/A 0.45%

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IRA CD

Term Minimum Balance* APY**
6 - Month $500 .30%
12 - Month $500 .40%
24 - Month $500 .45%
36 - Month $500 .55%
60 - Month $500 .70%

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Certificate/Money Market Disclosures

Rates effective as of October 1, 2020.
†A minimum initial deposit of $10,000 is required.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
Click here to view the most current dividend rate and investment certificate disclosures.
Click here to view the most current consumer fee schedule.

New/Used Auto

Terms (Months) APR*
49 - 63 3.65% - 16.15%
64 - 75 3.89% - 9.25%
76 - 84 4.15% - 8.24%

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New/Used Motorcycle

Terms (Months) APR*
0 - 60 8.00% - 9.60%
61 - 72 8.50% - 10.10%

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New Marine and Personal Watercraft

Terms (months) APR*
0 - 84 10.50% - 12.00%
85 - 120 8.00% - 10.75%

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Used Marine and Personal Watercraft

Terms (months) APR*
0 - 84 11.00% - 12.50%
85 - 120 8.50% - 11.25%

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New Quad

Term (months) APR*
0 - 60 8.50% - 14.50%

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Used Quad

Term (months) APR*
0 - 60 8.50% - 15.00%

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New Recreational Vehicle

Term (Months) APR*
0 - 60 9.24% - 10.00%
61 - 84 7.24% - 8.00%
85 - 144 4.49% - 5.00%
145 - 180 4.24% - 5.00%

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Used Recreational Vehicle

Terms (Months) APR*
0 - 60 9.74% - 10.50%
61 - 84 7.74% - 8.50%
85 - 144 4.99% - 5.50%
145 - 180 4.74% - 5.50%

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Auto Disclosures

Rates effective as of March 9, 2020.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.

High Yield Checking

Minimum Balance Term APY**
$0 - $10,000† N/A 3.00%
$10,000+† N/A 0.05%
$0 - No Max N/A 0.05%

†When rewards checking requirements are met

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Cash Back Checking

Minimum Balance* Term APY**
$0.00 N/A 0.05%

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Simply Checking

Minimum Balance* Term APY**
$0.00 N/A 0.00%

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Share Savings

Minimum Balance* Term APY**
$5+ N/A 0.10%

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Youth Savings

Minimum Balance* Term APY**
$5+ N/A 0.10%

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Select Savings

Minimum Balance* Term APY**
$0 N/A 0.10%

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IRA Savings

Minimum Balance* Term APY**
N/A N/A 0.35%

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Christmas Club

Minimum Balance* Term APY**
N/A N/A 0.15%

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Savings/Checking Disclosures

Rates effective as of November 1, 2019
Click here to view the most current consumer fee schedule.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.

Credit Cards

Type APR*
Visa Signature 7.90% - 8.90%
Visa Platinum 5.95% - 19.95%
Visa Platinum Points 7.90% - 14.90%

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Rates effective as of April 13, 2020.
New Accounts Only.
*APR=Annual Percentage Rate.

Personal Credit Line

Type APR*
Personal Credit Line 11.25% - 15.50%

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Other Disclosures

Rates effective as of March 16, 2020.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.

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Thanksgiving Closure

As a reminder, our branches will be closed on Thursday, November 26 in observance of Thanksgiving Day. We will be open our normal business hours on Friday, November 27, as well as Saturday, November 28.