Rates
Investment Certificate
| Term | Minimum Balance* | APY** |
|---|---|---|
| 6 - Month | $500 | .30% |
| 12 - Month | $500 | .50% |
| 24 - Month | $500 | .55% |
| 36 - Month | $500 | .55% |
| 60 - Month | $500 | .70% |
Money Market
| Minimum Balance† | Term | APY** |
|---|---|---|
| $0 - $9,999 | N/A | 0.10% |
| $10,000 - $24,999 | N/A | 0.25% |
| $25,000 - $49,999 | N/A | 0.35% |
| $50,000 - $99,999 | N/A | 0.35% |
| $100,000 - and over | N/A | 0.45% |
IRA CD
| Term | Minimum Balance* | APY** |
|---|---|---|
| 6 - Month | $500 | .30% |
| 12 - Month | $500 | .50% |
| 24 - Month | $500 | .55% |
| 36 - Month | $500 | .55% |
| 60 - Month | $500 | .70% |
Certificate/Money Market Disclosures
Rates effective as of August 27, 2020.
†A minimum initial deposit of $10,000 is required.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
Click here to view the most current dividend rate and investment certificate disclosures.
Click here to view the most current consumer fee schedule.
Mortgage
| Type | Rate |
|---|---|
| Mortgage | View Rates |
Home Equity
| Type | Rate |
|---|---|
| Home Equity | View Rates |
Rate Watch
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New/Used Auto
| Terms (Months) | APR* |
|---|---|
| 49 - 63 | 3.65% - 16.15% |
| 64 - 75 | 3.89% - 9.25% |
| 76 - 84 | 4.15% - 8.24% |
New/Used Motorcycle
| Terms (Months) | APR* |
|---|---|
| 0 - 60 | 8.00% - 9.60% |
| 61 - 72 | 8.50% - 10.10% |
New Marine and Personal Watercraft
| Terms (months) | APR* |
|---|---|
| 0 - 84 | 10.50% - 12.00% |
| 85 - 120 | 8.00% - 10.75% |
Used Marine and Personal Watercraft
| Terms (months) | APR* |
|---|---|
| 0 - 84 | 11.00% - 12.50% |
| 85 - 120 | 8.50% - 11.25% |
New Quad
| Term (months) | APR* |
|---|---|
| 0 - 60 | 8.50% - 14.50% |
Used Quad
| Term (months) | APR* |
|---|---|
| 0 - 60 | 8.50% - 15.00% |
New Recreational Vehicle
| Term (Months) | APR* |
|---|---|
| 0 - 60 | 9.24% - 10.00% |
| 61 - 84 | 7.24% - 8.00% |
| 85 - 144 | 4.49% - 5.00% |
| 145 - 180 | 4.24% - 5.00% |
Used Recreational Vehicle
| Terms (Months) | APR* |
|---|---|
| 0 - 60 | 9.74% - 10.50% |
| 61 - 84 | 7.74% - 8.50% |
| 85 - 144 | 4.99% - 5.50% |
| 145 - 180 | 4.74% - 5.50% |
Auto Disclosures
Rates effective as of March 9, 2020.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.
High Yield Checking
| Minimum Balance | Term | APY** |
|---|---|---|
| $0 - $10,000† | N/A | 3.00% |
| $10,000+† | N/A | 0.05% |
| $0 - No Max | N/A | 0.05% |
†When rewards checking requirements are met
Cash Back Checking
| Minimum Balance* | Term | APY** |
|---|---|---|
| $0.00 | N/A | 0.05% |
Simply Checking
| Minimum Balance* | Term | APY** |
|---|---|---|
| $0.00 | N/A | 0.00% |
Share Savings
| Minimum Balance* | Term | APY** |
|---|---|---|
| $5+ | N/A | 0.10% |
Youth Savings
| Minimum Balance* | Term | APY** |
|---|---|---|
| $5+ | N/A | 0.10% |
Select Savings
| Minimum Balance* | Term | APY** |
|---|---|---|
| $0 | N/A | 0.10% |
IRA Savings
| Minimum Balance* | Term | APY** |
|---|---|---|
| N/A | N/A | 0.35% |
Christmas Club
| Minimum Balance* | Term | APY** |
|---|---|---|
| N/A | N/A | 0.15% |
Choice
| Minimum Balance* | Term | APY** |
|---|---|---|
| $0.00 | N/A | 0.05% |
No longer available for new accounts
OTG Checking
| Minimum Balance* | Term | APY** |
|---|---|---|
| $0.00 | N/A | 0.00% |
No longer available for new accounts
Advantage 55
| Minimum Balance* | Term | APY** |
|---|---|---|
| $0.00 | N/A | 0.05% |
No longer available for new accounts
Savings/Checking Disclosures
Rates effective as of November 1, 2019
Click here to view the most current consumer fee schedule.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
Credit Cards
| Type | APR* |
|---|---|
| Visa Signature | 7.90% - 8.90% |
| Visa Platinum | 5.95% - 19.95% |
| Visa Platinum Points | 7.90% - 14.90% |
Rates effective as of April 13, 2020.
New Accounts Only.
*APR=Annual Percentage Rate.
Personal Credit Line
| Type | APR* |
|---|---|
| Personal Credit Line | 11.25% - 15.50% |
Other Disclosures
Rates effective as of March 16, 2020.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.