Get More Out of Your Savings

You work hard for your savings, and your savings should work hard for you. Take your efforts to the next level with a minimum opening balance of just $500 into a Savings Certificate Account for your short-and long-term goals.1

Dive in— the rate is great!

18-Month Savings Certificate

4.50 % APY2

Limited-Time | New Money Only

Apply Now
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How Savings Certificates Work for You

  • Competitive rates compounded daily
  • Term options from 6-60 months
  • Greater earnings for long-term goals
  • 10-day grace period on maturity
See Our Rates

How to Get Started

New Members
Complete the Application

How to Get Started

At TruWest, we offer a range of services designed to help you manage your loans more effectively, ease financial stress, and keep you moving toward your goals.

Existing Members
Log In To Your Account
New Members
Complete The Application
Current Applicants
Check Application Status
Disclosures

1Must be a TruWest member with a minimum $5 membership deposit and continuing balance.

2Limited Time Special Offer valid as of 7/27/26 and subject to change or end at any time without notice. Not available for IRA Savings Certificates.  Available only with new money and all funds must be new money.  For purposes of this promotion, new money means funds that are not currently on deposit with TruWest Credit Union and are transferred from an account at another financial institution at the time the Savings Certificate is opened.  New money does not include funds currently on deposit with TruWest, funds withdrawn from a TruWest account and redeposited, funds transferred between existing TruWest accounts or memberships, or checks drawn on or electronic transfers from existing TruWest accounts. TruWest reserves the right to verify the source of funds and determine eligibility for this promotional offer. If the funding source does not meet the new money requirement, TruWest may decline to open the Special Offer Certificate or offer a standard Savings Certificate at the rate and term in effect at the time of opening.  Minimum certificate balance of $500. Automatic renewal to standard savings certificate 12-month term at the current dividend rate in effect at the time of renewal. Must be a TruWest member with a minimum $5 deposit. A penalty may be imposed for early withdrawal. Fees could reduce earnings.  ^APY is Annual Percentage Yield.  Terms and conditions apply. Additional restrictions may apply. See below or call 1 (855) 878-9378 for further details.

NEW MONEY RESTRICTION

From time-to-time Special Offer Certificates may be available only for new money.  For purposes of this promotion, “new money” means funds that are not currently on deposit with TruWest Credit Union (TruWest) and are transferred from an account at another financial institution at the time the Special Offer Certificate is opened.  New money does not include: (i) funds currently on deposit with TruWest; (ii) funds withdrawn from a TruWest account and redeposited; (iii) funds transferred between existing TruWest accounts or memberships; or (iv) checks drawn on or electronic transfers from existing TruWest accounts.

TruWest reserves the right to verify the source of funds and determine eligibility for this promotional offer. If the funding source does not meet the new money requirement, TruWest may decline to open the Special Offer Certificate or offer a standard Savings Certificate at the rate and term in effect at the time of opening.

Get More Out of Your Savings

You work hard for your savings, and your savings should work hard for you. Take your efforts to the next level with a minimum opening balance of just $500 into an Savings Certificate Account for your short-and long-term goals.1