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Cash Back Checking

Save while you spend. Our Cash Back Checking Account1 is perfect for those who live for their debit card.

  • $0.10 cash back2 on debit card purchases
  • No monthly service fee
  • 30,000 free ATMs3
  • Mobile Card Manager for your debit card
  • Easy-to-use online and mobile banking
1. Must be a TruWest member with a minimum $5 membership deposit and continuing balance. New checking accounts subject to approval. All Checking Rewards requirements must be met monthly (calendar month) to receive program rewards. Program, rates, rewards, terms and conditions subject to change without notice. Only one rewards checking account per primary member and only one rewards type (High Yield or Cash Back) available on an account at one time. 2. Program Rewards. If requirements are met each monthly requirement cycle (calendar month): (a) you will receive $0.10 cash back on qualifying debit card transactions that post and settle to your account during the monthly requirement cycle. Automated teller machine (“ATM”) transactions do not qualify as a debit/credit purchase transactions; do not count toward cycle month requirements; or earn cash back rewards. Speak to a Credit Union representative for complete details. 3. ATM – automated teller machine. Number of ATMs subject to change. Surcharge free ATMs limited to TruWest Credit Union ATMs and designated CO-OP Financial Services’™ Network ATMs. ATM must be in CO-OP network at the time of transaction. Visit co-opfs.org/Shared-Branches-ATMs for further details and locations.

High Yield Checking

Savings, meet checking. Our High Yield Checking Account1 gives you the best of both worlds with a soaring rate and the versatility of your everyday checking account.

  • 3.00% APY2 on balances up to $10,000
  • No monthly service fee
  • 30,000 free ATMs3
  • Mobile Card Manager for your debit card
  • Easy-to-use online and mobile banking
1. Must be a TruWest member with a minimum $5 membership deposit and continuing balance. New checking accounts subject to approval. All Checking Rewards requirements must be met monthly (calendar month) to receive program rewards. Program, rates, rewards, terms and conditions subject to change without notice. Only one rewards checking account per primary member and only one rewards type (High Yield or Cash Back) available on an account at one time. 2. Program Rewards. APY=Annual Percentage Yield. If requirements are met each monthly requirement cycle (calendar month): (a) balances up to and including $10,000 receive an APY of 3.00%; and balances over $10,000 earn 0.05% dividend rate on the portion of the balance over $10,000, resulting in a tiered range from 3.00% to 0.05% APY. If requirements are not met, all balances earn 0.05% APY. Accounts are variable rate accounts and rates are subject to change at any time without notice. Fees could reduce earnings. APY is effective as of 10/01/2019. Speak to a Credit Union representative for complete details. Any taxes are the responsibility of the recipient and are reported on a 1099-INT. 3. ATM – automated teller machine. Number of ATMs subject to change. Surcharge free ATMs limited to TruWest Credit Union ATMs and designated CO-OP Financial Services’™ Network ATMs. ATM must be in CO-OP network at the time of transaction. Visit co-opfs.org/Shared-Branches-ATMs for further details and locations.