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Choice Checking

Get the most out of your checking account. Our totally free Choice Checking Account gets you started with a winning combination of features that help you save and earn more.1

  • No fees
  • Cash back
  • Dividends
  • Opt-in packages
  • Overdraft forgiveness 2
1. Must be a TruWest member with a minimum deposit of $5. 2. Offer subject to change.

Advantage 55

Financial needs change with each stage in life, and we've tailored a free account specifically for you. The Advantage 55 Checking Account offers value, convenience and peace of mind, so you can focus more on the things you love1.

  • Medical discounts
  • Free checks
  • Free services
  • Dividends
  • $1,000 AD&D insurance
1. Must be at least 55 years of age and a TruWest member with a minimum deposit of $5.

OTG Checking

Finally, an option free of minimum balance requirements, monthly fees, snail mail statements and all the messy stuff in between. Your checking account shouldn't tie you down. It should be on the go, like you! Our OTG Checking Account is for 18- to 29-year-olds who want round-the-clock access and don't mind a few free perks on the side1.

  • Free Amazon eGift Card2
  • Free Starbucks eGift Card3
  • No paper
  • Overdraft forgiveness4
  • Mobile convenience
1. Must be 18 to 29 years old and a TruWest member with a minimum deposit of $5. Must enroll in eStatements through Online Banking within 30 days of account opening. OTG Checking Account will be converted to a Choice Checking Account 30 days after member opts out of eStatements. One OTG account per individual. 2. Must meet account eligibility requirements to qualify. One eGift card per individual. 3. All accounts must be in good standing to receive annual eGift card. Must have at least three transactions in the past 30 days to be eligible and have not used overdraft fee forgiveness within the calendar year. Offer subject to change. 4. Offer subject to change.