Money Market Accounts: High yields with more flexibility
Earn more without losing access to your funds
Apply NowWhy TruWest
Maximize Your SavingsMoney Market
For larger savings goals, take advantage of TruWest's Money Market Account1. Earn higher dividends, and keep access to your funds in case of unexpected expenses.
- Competitive dividends
- No minimum balance
- No monthly service fee
Rates & Fees
Determine Your CostsMoney Market
| Minimum Balance† | Term | APY** |
|---|---|---|
| $0 - $9,999 | N/A | 0.10% |
| $10,000 - $24,999 | N/A | 1.00% |
| $25,000 - $49,999 | N/A | 1.25% |
| $50,000 - $99,999 | N/A | 1.60% |
| $100,000 - $249,999 | N/A | 1.90% |
| $250,000 - and over | N/A | 2.25% |
†When rewards checking requirements are met
Certificate/Money Market Disclosures
APY is Annual Percentage Yield. Remains in effect until further notice of change. Offer valid and rates effective as of 12/1/24. Subject to change at any time without notice. Must be a TruWest member with a minimum $5 deposit. 6, 12-, 24-, 36- or 60-month certificate terms available. Minimum opening balance and minimum to earn dividends is $500 for all certificates. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Please call (480) 441-5900 or 1 (855) 878-9378 for further details.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
Click here to view the most current dividend rate and investment certificate disclosures.
Click here to view the most current consumer fee schedule.
FAQs
Frequently Asked Questions-
What's the difference between a Money Market Account and your other accounts?
Answer:
Our Money Market Account offers higher yields than a Share Savings Account, and unlike an investment certificate, you won’t lose access to your funds. If you’re looking for a more robust savings account with flexibility to withdraw your funds in case of unexpected expenses, a Money Market Account is a good option for you.
Next Steps
As easy as 1, 2, 3Applying for a Savings Account
Before completing an account application, you’ll need to have the following information handy:
- Personal information (name, address, ID number)
- Employment and salary information
- Social security number
-
1
Apply
Start the process by applying for an account. -
2
New Member– Complete New Member Form
If you are not a member, go to New Members, fill out the Disclosure form, and then choose Next. -
3
Existing Member – Complete Account Application
If you are already a TruWest member, go to Existing Members, and follow the on-screen instructions to continue to the account application. You can also apply through the mobile app by selecting Apply for an Account/Loan in the mobile app menu. -
4
Choose Accounts
Complete the account application, including selecting your desired accounts.
1Must be a TruWest member with a minimum $5 membership deposit and continuing balance.