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Why TruWest

Maximize Your Savings

Money Market

For larger savings goals, take advantage of TruWest's Money Market Maximizer Account1. Get started with as little as $1,000, earn higher dividends, and keep access to your funds in case of unexpected expenses.

  • Competitive dividends
  • No minimum balance
  • No monthly service fee
  • Opening deposit of $1,000
  • 3 Free monthly withdrawals

Rates & Fees

Determine Your Costs

Money Market Maximizer

Minimum Balance Term APY**
$0 - $1,999 N/A 0.15%
$2,000 - $4,999 N/A 0.15%
$5,000 - $9,999 N/A 0.15%
$10,000 - $24,999 N/A 0.45%
$25,000 - $49,999 N/A 0.55%
$50,000 - $99,999 N/A 0.70%
$100,000 - and over N/A 0.80%

Certificate/Money Market Disclosures

Rates effective as of December 1, 2018.
A minimum initial deposit of $1,000 is required.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
Click here to view the most current dividend rate and investment certificate disclosures
1Special Offer valid as of 12/3/18 and subject to change without notice. Must be a TruWest member with a minimum $5 deposit. Minimum certificate balance of $500 and maximum balance of $50,000. $50,000 maximum balance per primary membership. Additional restrictions may apply. Automatic renewal to 12-month term at the current dividend rate in effect at the time of renewal. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Standard terms and conditions apply. Please call 1 (855) 878-9378 for further details. TruWest reserves the right to end or modify this offer at any time.


Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

Applying for a Savings Account

Before completing an account application, you’ll need to have the following information handy:

  • Personal information (name, address, ID number)
  • Employment and salary information
  • Social security number
  1. 1
    Start the process by applying for an account.
  2. 2
    New Member– Complete New Member Form
    If you are not a member, go to New Members, fill out the Disclosure form, and then choose Next.
  3. 3
    Existing Member – Complete Account Application
    If you are already a TruWest member, go to Existing Members, and follow the on-screen instructions to continue to the account application. You can also apply through the mobile app by selecting Apply for an Account/Loan in the mobile app menu.
  4. 4
    Choose Accounts
    Complete the account application, including selecting your desired accounts.


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1Must be a TruWest member with a minimum $5 deposit