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Why TruWest

Maximize Your Savings

Money Market

For larger savings goals, take advantage of TruWest's Money Market Account1. Earn higher dividends, and keep access to your funds in case of unexpected expenses.

  • Competitive dividends
  • No minimum balance
  • No monthly service fee

Rates & Fees

Determine Your Costs

Money Market

Minimum Balance Term APY**
$0 - $9,999 N/A 0.05%
$10,000 - $24,999 N/A 0.15%
$25,000 - $49,999 N/A 0.20%
$50,000 - $99,999 N/A 0.25%
$100,000 - and over N/A 0.30%

Certificate/Money Market Disclosures

Rates effective as of March 1, 2021.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.
Click here to view the most current dividend rate and investment certificate disclosures.
Click here to view the most current consumer fee schedule.


Frequently Asked Questions

  • What's the difference between a Money Market Account and your other accounts?

    Our Money Market Account offers higher yields than a Share Savings Account, and unlike an investment certificate, you won’t lose access to your funds. If you’re looking for a more robust savings account with flexibility to withdraw your funds in case of unexpected expenses, a Money Market Account is a good option for you.

Next Steps

As easy as 1, 2, 3

Applying for a Savings Account

Before completing an account application, you’ll need to have the following information handy:

  • Personal information (name, address, ID number)
  • Employment and salary information
  • Social security number
  1. 1
    Start the process by applying for an account.
  2. 2
    New Member– Complete New Member Form
    If you are not a member, go to New Members, fill out the Disclosure form, and then choose Next.
  3. 3
    Existing Member – Complete Account Application
    If you are already a TruWest member, go to Existing Members, and follow the on-screen instructions to continue to the account application. You can also apply through the mobile app by selecting Apply for an Account/Loan in the mobile app menu.
  4. 4
    Choose Accounts
    Complete the account application, including selecting your desired accounts.


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1Must be a TruWest member with a minimum $5 membership deposit and continuing balance.