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Why TruWest

Say Hello to the TruDifference

Share Savings

We think TruWest® Credit Union is pretty great, and we’re confident you will too. We’re all about better rates, feature-rich online and mobile banking and low to no fees. When you open a Share Savings Account, you lock-in your membership with TruWest and gain access to all of the following benefits:

  • High dividends
  • No monthly service fee
  • Mobile convenience

With a TruWest membership, you’ll enjoy:

  • Free checking with no minimum balance or monthly service fees
  • Better loan rates and higher dividends
  • 30,000 free ATMs and 5,000 shared branching locations1
  • Mobile and smartwatch app offering 24/7 account access and convenient features
  • Exclusive deals on data plans, travel, theme parks and other services
  • The reliability of a local credit union that has served its community for 65 years

Rates & Fees

for share savings

Share Savings

Minimum Balance* Term APY**
$5+ N/A 0.10%

Savings/Checking Disclosures

Rates effective as of March 1, 2023
Click here to view the most current consumer fee schedule.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.


Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

Applying for a TruWest Membership

Before completing an account application, you may want to have the following information handy:

  • Personal information (name, address, ID number)
  • Employment and salary information
  • Social security number


To open a membership online:

  1. 1
    Click here to apply for an account.
  2. 2
    Select "New Members"
    Click New Members, fill out the Disclosure form and click Next.
  3. 3
    Fill Out Application
    Complete the account application, including selecting any other desired accounts.


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1ATM – automated teller machine. Number of ATMs subject to change. Surcharge free ATMs limited to TruWest Credit Union ATMs and designated CO-OP Financial Services’™ Network ATMs. ATM must be in CO-OP network at the time of transaction. Visit for further details and locations.