Why TruWest

Say Hello to the TruDifference

Share Savings

We think TruWest® Credit Union is pretty great, and we’re confident you will too. We’re all about better rates, feature-rich online and mobile banking and low to no fees. When you open a Share Savings Account, you lock-in your membership with TruWest and gain access to all of the following benefits:

  • High dividends
  • No monthly service fee
  • Mobile convenience

With a TruWest membership, you’ll enjoy:

  • Free checking with no minimum balance or monthly service fees
  • Better loan rates and higher dividends
  • 30,000 free ATMs and 5,000 shared branching locations1
  • Mobile and smartwatch app offering 24/7 account access and convenient features
  • Exclusive deals on data plans, travel, theme parks and other services
  • The reliability of a local credit union that has served its community for 65 years

Rates & Fees

for share savings

Share Savings

Savings/Checking Disclosures

Rates effective as of December 27, 2023
Click here to view the most current consumer fee schedule.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1(855) 878-9378 for terms and conditions.


Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

Applying for a TruWest Membership

Before completing an account application, you may want to have the following information handy:

  • Personal information (name, address, ID number)
  • Employment and salary information
  • Social security number


To open a membership online:

  1. 1


    Click here to apply for an account.
  2. 2

    Select "New Members"

    Click New Members, fill out the Disclosure form and click Next.
  3. 3

    Fill Out Application

    Complete the account application, including selecting any other desired accounts.

1ATM – automated teller machine. Number of ATMs as of June 2021 and subject to change. Surcharge-free ATMs limited to TruWest Credit Union ATMs and designated CO-OP Financial Services’™ Network ATMs. ATM must be in CO-OP network at the time of transaction. Visit www.coop.org/Shared-Branch-ATM for further details and locations.

Online and Mobile Banking Maintenance

Online Banking will be unavailable on Tuesday, April 23 from 8:00 AM (AZ/MST) through Tuesday, April 23 at 9:30 AM (AZ/MST), as we perform routine maintenance.