TruWest SkipPay Has You Covered

Take a break from your monthly loan payments when you need breathing room in your budget.

Services Support You and Your Operations

When to Use Skip Pay1

At TruWest, we offer a range of services designed to help you manage your loans more effectively, ease financial stress, and keep you moving toward your goals.

Get extra cash to have on hand
Help with unexpected expenses
Benefit from some financial peace of mind
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How Skip Pay Works

Skip one monthly payment per rolling calendar year (12 months) on the following qualifying and eligible TruWest loans2

  • Visa®1
  • Auto/RV
  • Motorcycle
  • Marine/personal watercraft
  • Signature loan

How to Use Skip Pay

After you log on to your TruWest online banking account

Select “Skip Pay (if eligible)” under additional services

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Select the loan(s) you wish to skip from the drop-down list

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Select the payment month you want to skip

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Select an account you would like to use to pay the processing fee

Log Into Your Account

Note: If you have automatic monthly payments set for the loan(s), remember to cancel the transfer for the month you are skipping.

Disclosures

1There is a $5 processing fee for TruWest Visa credit cards and a $35 processing fee for other eligible loans. All fees must be deposited in a TruWest account before the Skip Pay can be processed. Interest continues to accrue on the unpaid balance and, if applicable, the term of the loan will be extended each time a Skip Pay is processed. Only available on eligible loans, and limited to no more than one skip a payment (including COVID-19 related relief) in a rolling calendar year (12 months). Additional terms, conditions, and restrictions apply. Program subject to change without notice. Speak to a TruWest representative or visit truwest.org/skippay for further details.

2Terms and Conditions apply.

Visa® is a registered trademark of VISA U.S.A. Inc.