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Why TruWest

Save time and money on your next car

Costco Auto Program

We’ve partnered with Costco Auto Program to offer you discounts on your next vehicle from a select group of Approved Dealerships.

  • Discounts available on new and pre-owned certified vehicles
  • Work with Approved Dealerships
  • Shop for a new vehicle online from the comfort of your home
  • Save time when you get preapproved
  • Free and easy to use

Don’t have a Costco membership? No problem, we’ve got you covered. When you purchase your next car through the Costco Auto Program, finance the purchase through TruWest Credit Union, and complete a survey within 30 days of purchase, you’ll receive a one-year complimentary paid Costco Gold Star Membership.

Already a Costco member? You’ll receive a $50 Costco Shop Card¹, courtesy of TruWest, when you purchase a vehicle through the Costco Auto Program, finance the vehicle with TruWest, and complete a survey within 30 days of purchase.


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Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

Dealerships who participate in the Costco Auto Program¹ meet strict requirements for ensuring member value, a streamlined experience and superior member satisfaction. Here’s how the program works:

  1. 1
    To begin, visit Vehicle Researchto conveniently and easily search new makes and models, read vehicle reviews, compare specs and features and view photos. You can even research safety information and review manufacturer incentives.
  2. 2
    Select a new vehicle and locate a participating dealer near you. Shortly after submitting your request, an Authorized Dealer Contact will follow-up to schedule an appointment at the dealership. We will also provide you with the Authorized Contact’s information, should you prefer to connect with them at your convenience.
  3. 3
    Meet with the Authorized Dealer Contact and have them help you select a new vehicle. View the special Costco Member-Only Price Sheet which shows your exclusive prearranged price on the vehicle you selected.


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1Must be a TruWest member with a minimum $5 membership deposit and continuing balance. To be eligible locate a participating dealer through the Costco Auto Program and meet with the Authorized Dealer Contact. To receive a Costco Shop Card after a Costco Auto Program purchase, purchaser must hold an active Costco membership, finance vehicle through TruWest Credit Union and complete a Costco member satisfaction survey within 30 days of purchase. Current eligible and qualified Costco members receive a $50 Costco Shop Card; eligible and qualified non-Costco members receive a one-year Gold Star Membership. No substitutions. Cannot be combined with other offers and is not redeemable for cash. Offer not valid on the refinancing of an existing TruWest Credit Union loan. Costco and its affiliates do not sell automobiles or negotiate individual transactions. All vehicles arranged for sale are subject to availability and a price prearranged with the participating franchised dealer. A participation fee has been paid by the dealers participating in the Costco Auto Program. Certain vehicles may be excluded from the program. Actual savings may vary based on vehicle purchased, dealer and location. New TruWest Credit Union accounts opened are subject to our normal approval process. Annual Percentage Rate (APR) based on credit qualifications and performance. Programs subject to change.