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Why TruWest

TruWest can match up to $15,000 on your down payment (1)

WISH Program

We can help make your homeownership dreams come true with the Workforce Initiative Subsidy for Homeownership (WISH) program. The WISH Program provides qualified homebuyers a match of up to $15,000 of down payment funds. For each dollar you put toward a down payment, a match of $3 is received in WISH grant funds. Requirements:

  • Be a first-time homebuyer2
  • Meet income eligibility guidelines
  • Meet required credit qualifications
  • Complete a free homeownership counseling course
  • Open escrow on home purchase prior to March 31, 2018

Have questions? You can talk to a mortgage loan originator at 1(855) 841-9203.

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FAQs

Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

How to Apply for the WISH Program

  1. 1
    Application
    Apply by phone at 1(855) 841-9203.
  2. 2
    Processing
    Applications with complete information will be processed and disclosed within 3 business days. A licensed TruWest Mortgage Loan Originator may contact you if additional information is needed.
  3. 3
    Origination
    Once the application process has started, the origination process will begin. Origination times may vary based on transaction, but normally take 30-45 days.
  4. 4
    Closing
    Once the loan has passed underwriting, a TruWest representative will contact you to arrange a closing appointment.

Note: A TruWest membership should be opened prior to loan approval but can be opened any time before loan disbursement (funding).

Questions?

We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1 On approved credit. Financing solutions not available in AK, HI, LA, SC, VT, and WI. Condominium financing not available in NY and with restrictions in certain areas in FL. Restrictions may apply based on mortgage product.
2 Restrictions apply. Contact TruWest Credit Union for first-time homebuyer qualifications. Must be 18 years of age or older and earning a wage. Must be a TruWest member with a minimum $5 deposit. While supplies last.


As a reminder our branches will be closed November 23rd for Thanksgiving. We will resume normal hours for November 24th and 25th.