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Skip a Payment

Experience the TruDifference

Take a break from your monthly loan payments this summer. TruWest® Credit Union can help give your budget some breathing room with Skip Pay1.

Skip Pay is a convenient and easy way to get extra cash to use toward a vacation, unexpected expenses or simply for peace of mind.

Skip Pay features include:

  • Skip one monthly payment per rolling calendar year (12 months) on qualifying and eligible loans
  • Available on the following TruWest loans2:
    • Visa1
    • Auto/RV
    • Motorcycle
    • Marine/personal watercraft
    • Signature loan

How do I use Skip Pay?

  • Log on to your TruWest online banking account
  • Click on the Skip Pay feature
  • Select the loan(s) you wish to skip from the drop down list
  • Select the payment month you wish to skip
  • Select an account you would like to use to pay the processing fee2

Note: If you have automatic monthly payments set up for the loan(s), don’t forget to cancel the transfer for the month you are skipping.

1 There is a $5 processing fee for TruWest Visa credit cards and a $35 processing fee for other eligible loans. All fees must be deposited in a TruWest account before the Skip Pay can be processed. Interest continues to accrue on the unpaid balance and, if applicable, the term of the loan will be extended each time a Skip Pay is processed. Only available on eligible loans, and limited to no more than one skip a payment (including COVID-19 related relief) in a rolling calendar year (12 months). Additional terms, conditions, and restrictions apply. Program subject to change without notice. Speak to a TruWest representative or visit truwest.org/skippay for further details.
2 Terms and Conditions apply.


Independence Day

As a reminder our branches will be closed on Monday, July 4th in observance of Independence Day. We will be open our normal business hours on Saturday, July 2nd, and Tuesday, July 5th.