Why TruWest
Adventure beckons. Time to answer the call.
Recreational Vehicles
Get ready to blaze some trails with TruWest's recreational vehicle loans. When you're ready to explore the great outdoors with your new boat, four-wheeler or trailer, let TruWest find the right loan for you.
- Low rates
- Flexible terms
- Financing available for motorcycles, all-terrain vehicles (ATVs) and boats
Rates & Fees
Determine Your Costs
New Recreational Vehicle
| Term (Months) | APR* |
|---|---|
| 0 - 84 | 10.50% - 10.75% |
| 85 - 144 | 9.00% - 9.25% |
| 145 - 180 | 8.00% - 8.25% |
Used Recreational Vehicle
| Terms (Months) | APR* |
|---|---|
| 0 - 84 | 11.25% - 11.50% |
| 85 - 144 | 9.75% - 10.00% |
| 145 - 180 | 8.75% - 9.00% |
New Quad
| Term (months) | APR* |
|---|---|
| 0 - 60 | 8.50% - 14.50% |
Used Quad
| Term (months) | APR* |
|---|---|
| 0 - 60 | 8.50% - 15.00% |
New/Used Motorcycle
| Terms (Months) | APR* |
|---|---|
| 0 - 60 | 8.00% - 9.60% |
| 61 - 72 | 8.50% - 10.10% |
New Marine and Personal Watercraft
| Terms (months) | APR* |
|---|---|
| 0 - 84 | 10.50% - 12.00% |
| 85 - 120 | 8.00% - 10.75% |
Used Marine and Personal Watercraft
| Terms (months) | APR* |
|---|---|
| 0 - 84 | 11.25% - 12.75% |
| 85 - 120 | 8.75% - 11.50% |
Auto Disclosures
*APR=Annual Percentage Rate. On approved credit and up to 18.03% financing on New/Used Auto purchases and refinances from another institution, for a maximum 84-month term, and includes a 0.25% discount for auto transfer payment (Auto Transfer Payment). Rate subject to increase if Auto Transfer Payment is discontinued. As an example, monthly payments at 6.93% APR for an 84-month term are estimated at $15.06 per $1,000 borrowed. “New Auto” means the current and prior model year with less than 30,000 miles. “Used Auto” means the current and prior model year with 30,000 or more miles, and any earlier (older) model regardless of mileage. This offer may be valid for private party (person to person) purchases. Subject to change. Rates effective as of January 25, 2023.
FAQs
Frequently Asked Questions
-
Do I need to be a member TruWest Credit Union to get an RV loan?
Answer:
Yes. A membership is required if you are approved for a recreational vehicle loan.
-
What type of recreational vehicles can I get a loan for?
Answer:
Recreational vehicle loans may be used for motor homes, watercraft, ATVs/Quads, motorcycles, trailers and more. Please contact us if you are unsure.
-
Can I qualify for a loan with Social Security or investment income?
Answer:
You may be able to qualify for a TruWest loan with Social Security or investment income. Click a loan type under “LOANS” at the top of the page to apply, or call 1-855-878-9378.
Next Steps
As easy as 1, 2, 3
- 1
-
2
Get a Call
A TruWest representative will respond via phone or email within 24 hours -
3
Pre Approval
If approved, you will receive a pre-approval certificate via email along with additional instructions -
4
Submit Documents
Once you choose your new vehicle, submit required documents and set up your loan closing appointment
Note: Membership can be opened at the time of loan closing
1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer subject to change.