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Why TruWest

Adventure beckons. Time to answer the call.

Recreational Vehicles

Get ready to blaze some trails with TruWest's recreational vehicle loans. When you're ready to explore the great outdoors with your new boat, four-wheeler or trailer, let TruWest find the right loan for you.

  • Low rates
  • Flexible terms
  • Financing available for motorcycles, all-terrain vehicles (ATVs) and boats

 

 

Rates & Fees

Determine Your Costs

New Recreational Vehicle

Term (Months) APR*
0 - 84 10.50% - 10.75%
85 - 144 9.00% - 9.25%
145 - 180 8.00% - 8.25%

Used Recreational Vehicle

Terms (Months) APR*
0 - 84 11.25% - 11.50%
85 - 144 9.75% - 10.00%
145 - 180 8.75% - 9.00%

New Quad

Term (months) APR*
0 - 60 8.50% - 14.50%

Used Quad

Term (months) APR*
0 - 60 8.50% - 15.00%

New/Used Motorcycle

Terms (Months) APR*
0 - 60 8.00% - 9.60%
61 - 72 8.50% - 10.10%

New Marine and Personal Watercraft

Terms (months) APR*
0 - 84 10.50% - 12.00%
85 - 120 8.00% - 10.75%

Used Marine and Personal Watercraft

Terms (months) APR*
0 - 84 11.25% - 12.75%
85 - 120 8.75% - 11.50%

Auto Disclosures

*APR=Annual Percentage Rate. On approved credit and up to 18.03% financing on New/Used Auto purchases and refinances from another institution, for a maximum 84-month term, and includes a 0.25% discount for auto transfer payment (Auto Transfer Payment). Rate subject to increase if Auto Transfer Payment is discontinued. As an example, monthly payments at 6.93% APR for an 84-month term are estimated at $15.06 per $1,000 borrowed. “New Auto” means the current and prior model year with less than 30,000 miles. “Used Auto” means the current and prior model year with 30,000 or more miles, and any earlier (older) model regardless of mileage. This offer may be valid for private party (person to person) purchases. Subject to change. Rates effective as of January 25, 2023.

FAQs

Frequently Asked Questions

Next Steps

As easy as 1, 2, 3


  1. 1
    Apply
    Apply online, at a branch or by phone at 1(855) 878-9378
  2. 2
    Get a Call
    A TruWest representative will respond via phone or email within 24 hours
  3. 3
    Pre Approval
    If approved, you will receive a pre-approval certificate via email along with additional instructions
  4. 4
    Submit Documents
    Once you choose your new vehicle, submit required documents and set up your loan closing appointment

Note: Membership can be opened at the time of loan closing

Questions?

We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer subject to change.