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* Stability—It’s rewarding to have a place to settle down in and call your own.

* Tax deduction—You usually can deduct mortgage interest on your tax return.

* Appreciation—Over time, the value of a home generally increases.

* Increase in net worth—Mortgage payments help you build equity.

* Borrowing power—Equity built up over time may help you qualify for future loans.

Martin Luther King Jr. Day

As a reminder our branches will be closed on January 21st in observance of Martin Luther King Jr. Day. We will be open our normal hours on Saturday January 19th.