Today's Rates
Explore rates for vehicles, homes, savings accounts and more.
Check Out Our Current Rates
Auto Rates3
Home Lending Rates
For current rates, call 1 (855) 841-9203.
Certificate and Money Market
Checking and Savings Rates4
Personal Credit Line Rates
14.75
%
APR*
17.75
%
APR*
Personal Line of Credit Disclosures
Rates effective as of November 8, 2024.
Credit Card Rates5
Visa® Signature
12.15% – 13.15% APR*
Visa® Platinum
10.20% – 25.25% APR*
Visa® Platinum Points
12.15% – 19.15% APR*
Disclosures
1APY is Annual Percentage Yield. Remains in effect until further notice of change. Offer valid and rates effective as of 12/1/24. Subject to change at any time without notice. Must be a TruWest member with a minimum $5 deposit. 6, 12-, 24-, 36- or 60-month certificate terms available. Minimum opening balance and minimum to earn dividends is $500 for all certificates. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Please call (480) 441-5900 or 1 (855) 878-9378 for further details.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. A penalty may be imposed for early withdrawal. Fees could reduce earnings. Call 1 (855) 878-9378 for terms and conditions.
Click here to view the most current dividend rate and investment certificate disclosures.
Click here to view the most current consumer fee schedule.
2Must qualify as a TruWest member. Financing solutions not available in AK, HI, LA, SC, VT, and WI. Condominium financing not available in NY and with restrictions in certain areas in FL. Restrictions may apply. Programs, rates, restrictions, terms and conditions are subject to change without notice. HELOC and Home Equity loans only available in Arizona and Texas. Primary and Second homes only. Investment properties ineligible. Certain HELOC products charge an Annual fee of up to $75.00. Programs, rates, restrictions, terms and conditions are subject to change without notice. Other restrictions may apply. NMLS ID 640299
3*APR=Annual Percentage Rate. On approved credit and up to 18.53% financing on New/Used Auto purchases and refinances from another institution, for a maximum 84-month term, and includes a 0.25% discount for auto transfer payment (Auto Transfer Payment). Rate subject to increase if Auto Transfer Payment is discontinued. As an example, monthly payments at 7.05% APR for an 84-month term are estimated at $15.12 per $1,000 borrowed. “New Auto” means the current and prior model year with less than 30,000 miles. “Used Auto” means the current and prior model year with 30,000 or more miles, and any earlier (older) model regardless of mileage. This offer may be valid for private party (person-to-person) purchases. Subject to change. Rates effective as of November 27, 2024.
4Rates effective as of 12/30/24.
Click here to view the most current consumer fee schedule.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1 (855) 878-9378 for terms and conditions.
5*APR = Annual Percentage Rate. Must be a TruWest member with a minimum deposit of $5 to qualify. Requires application and is subject to credit approval. The APR may vary. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable purchase and balance transfer APR is between 10.20%- 25.25% depending on card type. Card type and APR determined by borrower’s credit score. Information is accurate as of 1/3/2025. No Annual Fees. Balance transfer fee is 3% of each balance transfer. Cash advance fee is 4% of amount of each cash advance. Foreign fees: 1% of the amount of the transaction. Cannot be combined with other offers. Offer, program, rates, terms, and conditions are subject to change.
Rates effective as of January 3, 2025.
Visa® is a registered trademark of VISA U.S.A. Inc.
