Take control of your monthly car payment

You can lower your monthly auto loan payment without the hassle of refinancing your loan. With the Lower My Payment program, you can choose a new loan term to fit your current financial needs. Plus, it’s quick, convenient and free to use.

To get started, simply enter in your code that was emailed to you below.

Enter My Code

1Must be a TruWest member with a minimum $5 opening deposit and continuing balance. New checking accounts subject to approval. All Rewards Checking requirements must be met monthly (calendar month) to receive program rewards. Program, rates, rewards, terms and conditions subject to change without notice. Only one rewards checking account per primary member and only one rewards type (High yield or cash back) available on an account at one time. Speak to a Credit Union representative for complete details. Any taxes are the responsibility of the recipient and are reported on a 1099-INT.


As a reminder, our branches will be closed on Monday, June 19th in observance of Juneteenth. We will be open our normal hours on Tuesday, June 20th.