Once you receive the code, log back in using your new credentials, and enter the code you received.
Online Banking With You In Mind
With TruWest online banking for members, you can pay your bills, manage your cards and credit, apply for loans and more.
Financial Access at Your Fingertips 6 Ways
eStatements
Get your account statements earlier online and access statements at any time.
Bill Pay1
Enroll in automatic bill pay and receive, view and pay your bills each month from one location.
eDeposit & Mobile Transfer1
Take a picture of your checks and upload them with our online quick and easy eDeposit tool. Easily set up your account to transfer funds from one TruWest to another and outside accounts.2
Live Chat3
Use our Live Help tool to chat for personalized service from one of our member service representatives.
Quicken® Direct Connect
Register for Direct Connect and access and manage your TruWest accounts directly through your Quicken and Quickbooks® software.
Money Management & SavvyMoney
A user-friendly financial dashboard allows you to easily budget, manage debt, and set and track savings. A credit product helps you monitor and manage your credit at any time.
Start Online Banking
As a member, you can enroll in online banking within the first 45 days of opening your TruWest account. If you have never logged into online banking before, please use your member number as your username and the last four digits of your Social Security number or Tax ID number as your password. If you don’t know your member number, please call us toll-free at 1-855-878-9378.
NOTE: After 45 days, please contact our Digital Banking department at 1 (855) 878-9378 option 4.
Once logged in, create a personalized username and password. For greater security, use a combination of letters, numbers and special characters.
Enter up to two phone numbers to receive a confirmation code via call or text.
Connect Your Card
Connect your TruWest® Visa® debit or credit card for recurring payments and save it for your go-to online retailers and streaming services.
Want even more benefits?
- Earn up to 1.5% cash back4 with the Signature or Platinum Points Visa® credit card
- Earn a potential monthly reward if you have a High Yield or Cash Back checking account5
Get Credit Savvy With SavvyMoney6
This comprehensive product will make you a more informed TruWest member. It offers credit score analyses, full credit reports, monitoring, and personalized product information in one dashboard.
- View your full credit report
- Monitor for unusual activity
- Learn how to improve your credit
- Get an updated score every 24 hours
- See current product offerings
Prepare for the Credit Future You Want
With SavvyMoney’s score simulator, you can project how changes to your financial situation — new credit, paying down existing debt, etc. — will affect your overall score.7
- Set short- and long-term goals like planning for a vacation or buying a home
- Prioritize debt repayment to make the most significant impact on your debt
- Get customized tips on rebuilding credit
- Monitor your accounts to prevent identity theft
- Receive customized financial and credit products
Log in to your online account by clicking the Login button in the main navigational menu.
Online Banking
Select “Credit Score – SavvyMoney” from the Manage Money tab in the main navigational menu.
Credit Card Rates
Get in Touch with TruWest
We’re here for you every step of the way.
Chat With Us
Get quick answers and assistance for your banking needs.
Disclosures
1Eligibility requirements, terms and conditions apply.
2Must be an account holder on both sending and receiving accounts. External transfers will be assessed a Funds Transfer fee based on transfer amount. Click here for the most current consumer fee schedule.
3Live Help is available during business hours. Business hours are Monday - Friday 8:30 AM - 4:45 PM MST.
4Subject to program terms and conditions. All loans subject to application and approval. Visit https://truwest.org/accounts/cards/visa-terms/ for further information.
5Must be a TruWest member with a minimum $5 opening deposit and continuing balance. Must have a TruWest Rewards checking account. Accounts subject to approval. All Rewards Checking requirements must be met monthly (calendar month- “Cycle Month”) to receive program rewards. Eligibility requirements include having a monthly: 1) Qualifying Direct deposit; and; 2) 15 TruWest debit or credit qualifying purchase transactions. Only one Rewards Checking Account per primary member and only one rewards type (High Yield or Cash Back) available on an account at one time. Additional terms, conditions, and restrictions apply. Program, rates, rewards, terms and conditions subject to change without notice. Contact us at 1 (855) 878-9378, or visit us at https://truwest.org/rewardschecking. Visa® is a registered trademark of VISA U.S.A. Inc.
6Product(s) and program(s), terms, conditions, and restrictions apply and are subject to change at any time. Enrollment in Online banking and SavvyMoney required. Message and data rates may apply. Check with your mobile provider. Must be a TruWest primary member with a minimum $5 opening deposit and continuing balance. Not available for business, trust or special accounts.
7TruWest® Credit Union uses separate processes than SavvyMoney for making loan decisions. Your personalized credit score in SavvyMoney is provided for educational purposes only, and is intended to assist you in better understanding the factors that influence your credit score. The credit score you may see from SavvyMoney may be different from the credit report TruWest® Credit Union may run and will NOT be used at a specific time when making a request with TruWest® Credit Union for products requiring a credit score. By joining SavvyMoney, you agree that any additional online banking users under your same login will have access to view your sensitive credit information. The services are provided by SavvyMoney, Inc. and do not represent any agreement by TruWest® Credit Union to provide any product, service, or other benefit.
Visa® is a registered trademark of VISA U.S.A. Inc.
