Compare Credit Cards


Signature Card

Our Signature card is the ultimate credit card. Earn big rewards while enjoying exclusive benefits such as luxury hotel upgrades, concierge services and more.

  • 1.5% cash back1
  • Special introductory APR2
  • No annual fee3
  • Visa's Zero Liability Protection4
  • Visa® Signature® Concierge 24/7 complimentary service5
1. Subject to program terms and conditions. All loans subject to application and approval. Visit truwest.org/visaterms for further information. 2. APR is Annual Percentage Rate. Must be a TruWest member with a minimum deposit of $5 to qualify. Requires application and is subject to credit approval. Intro APR is 0% for 18 billing cycles (intro period) from the date of account opening on purchase and balance transfers. Intro APR does not apply to cash advances. Balance transfer restrictions apply and a 3% balance transfer fee applies for the amount of each transfer. Additional terms and conditions apply. After the intro period ends, the standard variable APR for Purchase and Balance Transfers will be applied to any unpaid balances remaining. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable APR is between 10.70% and 25.75%. Card type and APR determined by borrower’s credit score. Intro rate is valid only for purchases or balance transfers from other credit card companies, financial institutions, or department store credit cards. Promotion offered only for new TruWest credit cards and does not apply to increases, conversions, or re-opening of a closed credit card. Transfers from current TruWest Visa® cards, loans, or lines of credit are not eligible for intro interest rate offer. Information is accurate as of October 3, 2024 and subject to change. Cannot be combined with other offers. Offer, program, rates, terms, and conditions subject to change without notice. 3. No Annual Fee. Balance transfer fee is 3% of each balance transfer. Cash advance fee is 4% of amount of each cash advance. Foreign transaction fees 1.00% of the amount of the transaction in U.S. dollars. 4. Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify TruWest® Credit Union immediately of any unauthorized use. Terms and conditions apply. Contact TruWest Credit Union for more details. 5. TruWest Credit Union Visa® Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com. 6. Cardholder is responsible for charges made by any authorized user. Offer subject to change. Terms and conditions apply. 7. Receive $100 in the form of a statement credit after $100 in purchases have been made on the card within 90 days of account opening. Must qualify for reward earning credit card to receive this offer. Must not have had a TruWest Visa credit card in the last 12 months. 8. Must be a TruWest member with a minimum $5 opening deposit and continuing balance. Must have a Rewards Checking checking account. Accounts subject to approval. All Rewards Checking requirements must be met monthly (calendar month- “Cycle Month”) to receive program rewards. Eligibility requirements include having a monthly: 1) Qualifying Direct deposit; and; 2) 15 Truwest debit/credit qualifying purchase transactions. Only one rewards checking account per primary member and only one rewards type (High Yield or Cash Back) available on an account at one time. Additional terms, conditions, and restrictions apply. Program, rates, rewards, terms and conditions subject to change without notice. Contact us at 1 (855) 878-9378, or visit us at https://truwest.org/rewardschecking/ for full details. Visa® is a registered trademark of VISA U.S.A. Inc.
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Platinum Points Card

Our Visa® Platinum Points credit card was designed to benefit you with cash back and great rewards.

  • 1.25% cash back1
  • Special introductory APR2
  • No annual fee3
  • Visa's Zero Liability Protection4
  • Bonus points with multiple cards5
1. Subject to program terms and conditions. All loans subject to application and approval. Visit truwest.org/visaterms for further information. 2. APR is Annual Percentage Rate. Must be a TruWest member with a minimum deposit of $5 to qualify. Requires application and is subject to credit approval. Intro APR is 0% for 18 billing cycles (intro period) from the date of account opening on purchase and balance transfers. Intro APR does not apply to cash advances. Balance transfer restrictions apply and a 3% balance transfer fee applies for the amount of each transfer. Additional terms and conditions apply. After the intro period ends, the standard variable APR for Purchase and Balance Transfers will be applied to any unpaid balances remaining. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable APR is between 10.70% and 25.75%. Card type and APR determined by borrower’s credit score. Intro rate is valid only for purchases or balance transfers from other credit card companies, financial institutions, or department store credit cards. Promotion offered only for new TruWest credit cards and does not apply to increases, conversions, or re-opening of a closed credit card. Transfers from current TruWest Visa® cards, loans, or lines of credit are not eligible for intro interest rate offer. Information is accurate as of October 3, 2024 and subject to change. Cannot be combined with other offers. Offer, program, rates, terms, and conditions subject to change without notice. 3. No Annual Fee. Balance transfer fee is 3% of each balance transfer. Cash advance fee is 4% of amount of each cash advance. Foreign transaction fees 1.00% of the amount of the transaction in U.S. dollars. 4. Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify TruWest® Credit Union immediately of any unauthorized use. Terms and conditions apply. Contact TruWest Credit Union for more details. 5. Cardholder is responsible for charges made by any authorized user. Offer subject to change. Terms and conditions apply. 6. Receive $100 in the form of a statement credit after $100 in purchases have been made on the card within 90 days of account opening. Must qualify for reward earning credit card to receive this offer. Must not have had a TruWest Visa credit card in the last 12 months. 7. Must be a TruWest member with a minimum $5 opening deposit and continuing balance. Must have a Rewards Checking account. Accounts subject to approval. All Rewards Checking requirements must be met monthly (calendar month- “Cycle Month”) to receive program rewards. Eligibility requirements include having a monthly: 1) Qualifying Direct deposit; and; 2) 15 Truwest debit/credit qualifying purchase transactions. Only one rewards checking account per primary member and only one rewards type (High Yield or Cash Back) available on an account at one time. Additional terms, conditions, and restrictions apply. Program, rates, rewards, terms and conditions subject to change without notice. Contact us at 1 (855) 878-9378, or visit us at https://truwest.org/rewardschecking for full details. Visa® is a registered trademark of VISA U.S.A. Inc.
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Platinum Card

Keep your life simple with a low rate and no annual fee. It’s perfect for people who want a card that’s straightforward, budget-friendly and easy to use.

  • Special introductory APR1
  • No annual fee2
  • Visa's Zero Liability Protection3
1. APR is Annual Percentage Rate. Must be a TruWest member with a minimum deposit of $5 to qualify. Requires application and is subject to credit approval. Intro APR is 0% for 18 billing cycles (intro period) from the date of account opening on purchase and balance transfers. Intro APR does not apply to cash advances. Balance transfer restrictions apply and a 3% balance transfer fee applies for the amount of each transfer. Additional terms and conditions apply. After the intro period ends, the standard variable APR for Purchase and Balance Transfers will be applied to any unpaid balances remaining. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable APR is between 10.70% and 25.75%. Card type and APR determined by borrower’s credit score. Intro rate is valid only for purchases or balance transfers from other credit card companies, financial institutions, or department store credit cards. Promotion offered only for new TruWest credit cards and does not apply to increases, conversions, or re-opening of a closed credit card. Transfers from current TruWest Visa® cards, loans, or lines of credit are not eligible for intro interest rate offer. Information is accurate as of October 3, 2024 and subject to change. Cannot be combined with other offers. Offer, program, rates, terms, and conditions subject to change without notice. 2. No Annual Fee. Balance transfer fee is 3% of each balance transfer. Cash advance fee is 4% of amount of each cash advance. Foreign transaction fees 1.00% of the amount of the transaction in U.S. dollars. 3. Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify TruWest Credit Union immediately of any unauthorized use. Terms and conditions apply. Contact TruWest Credit Union for more details. Visa® is a registered trademark of VISA U.S.A. Inc.
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Credit Builder Card

TruWest can help you build the credit you deserve. With our great rates and easy application process, building a solid credit foundation is now within your reach.

  • Special introductory APR1
  • No annual fee2
  • Low interest rates
1. APR is Annual Percentage Rate. Must be a TruWest member with a minimum $5 membership deposit and continuing balance to qualify. Requires application and is subject to credit approval. Subject to terms and conditions. Please visit truwest.org/visaterms for further information. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable APR is between 10.70% and 25.75%. No Annual Fees. Balance transfer fee is 3% of each balance transfer. Cash advance fee is 4% of amount of each cash advance. Foreign transaction fees 1.00% of the amount of the transaction in U.S. dollars. Please visit truwest.org/visaterms for further details. Card type and APR determined by borrower’s credit score Information is accurate as of October 3, 2024, and subject to change. The term Credit Builder is used for marketing purposes only, refer to Visa Platinum card terms and conditions. Cannot be combined with other offers. Offer, program, rates, terms, and conditions subject to change without notice.   2. No Annual Fee. Balance transfer fee is 3% of each balance transfer. Cash advance fee is 4% of amount of each cash advance. Foreign transaction fees 1.00% of the amount of the transaction in U.S. dollars.
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