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Why TruWest

A card that rewards you for your lifestyle

Platinum Points Card

Our Visa Platinum Points credit card was designed to benefit you with cash back and great rewards.

  • 0% intro APR for 18 months on all purchases and balance transfers 1
  • Low interest rates
  • Earn $100 when you spend $100 in the first 90 days2
  • Earn points faster with multiple cards, plus get 5,000 bonus points3
  • Automatically earn up to 1 point for every $1 you spend, and earn up to 10 extra points per dollar spent

Plus, enjoy no annual fee and earn up to 1.5% cash back with the TruRewards program

Rates & Fees

Determine Your Costs

Visa Platinum Points

Type APR*
Visa Platinum Points 9.40% - 16.40%

Credit Card Disclosures

Rates effective as of March 1, 2018
New Accounts Only.
*APR=Annual Percentage Rate.


Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

How to Apply for a Platinum Points Visa card

  1. 1
    Apply online, at a branch or by phone at 1(855) 878-9378.
  2. 2
    A TruWest representative will follow up (via phone) within 24-48 hours.
  3. 3
    If approved, you will receive your card within 7-10 business days


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer subject to change.
2 Receive $100 in the form of a statement credit after $100 in purchases have been made on the card within 90 days of account opening. Must qualify for reward earning credit card to receive this offer. Must not have had a TruWest Visa credit card in the last 12 months.
3 Cardholder is responsible for charges made by any authorized user.