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Why TruWest

A card that rewards you for your lifestyle

Platinum Points Card

Our Visa Platinum Points credit card was designed to benefit you with cash back and great rewards.

  • 0% introductory APR for 18 months1
  • Low interest rates
  • Earn $100 when you spend $100 in the first 90 days2
  • Earn 5,000 bonus points with multiple cards3
  • Automatically earn up to 1 point for every $1 you spend, and earn up to 10 extra points per dollar spent

Plus, enjoy no annual fee and earn up to 1.5% cash back with the TruRewards program

Rates & Fees

Determine Your Costs

Visa Platinum Points

Type APR*
Visa Platinum Points 7.90% - 14.90%

Rates effective as of April 13, 2020.
New Accounts Only.
*APR=Annual Percentage Rate.


Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

How to Apply for a Platinum Points Visa card

  1. 1
    Apply online, at a branch or by phone at 1(855) 878-9378.
  2. 2
    A TruWest representative will follow up (via phone) within 24-48 hours.
  3. 3
    If approved, you will receive your card within 7-10 business days


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1 APR is Annual Percentage Rate. Promotional rates are valid only for purchase and balance transfers from other credit card companies, financial institutions, or department store credit cards. Subject to credit approval. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer subject to change.
2 Receive $100 in the form of a statement credit after $100 in purchases have been made on the card within 90 days of account opening. Must qualify for reward earning credit card to receive this offer. Must not have had a TruWest Visa credit card in the last 12 months.
3 Cardholder is responsible for charges made by any authorized user.