TruWest Credit Builder Card
Get a card that helps with your spending and building your credit.
Special introductory APR1
No annual fee2
Low interest rates
Get the Card That Best Suits Your Life
You’re only three steps away
Complete your application online or by calling 1 (855) 878-9378.
Receive a response or a TruWest representative will contact you within 24-48 hours.
If approved, get your card within 7-10 business days.
Have a Question?
Do I need to be a member of TruWest Credit Union to get a TruWest Visa® card?
Yes. A membership is required if you are approved for a TruWest Visa®.
Where do I send my payments to?
You can make your payments in a couple of ways. The most convenient way is to pay online through online banking (Not enrolled? Click here to sign up today).
You can also mail in your payment to:
TruWest Credit Union
P.O. Box 78637
Phoenix, AZ 85062-8637
When does the billing cycle end?
The billing cycle ends on the 2nd of every month.
What is my payment due date?
TruWest Visa® credit card payments are due on the 2nd of each month.
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Disclosures
1APR is Annual Percentage Rate. Must be a TruWest member with a minimum deposit of $5 to qualify. Requires application and is subject to credit approval. Intro APR is 0% for 18 billing cycles (intro period) from the date of account opening on purchase and balance transfers. Intro APR does not apply to cash advances. Balance transfer restrictions apply and a 3% balance transfer fee applies for the amount of each transfer. Additional terms and conditions apply. After the intro period ends, the standard variable APR for Purchase and Balance Transfers will be applied to any unpaid balances remaining. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable APR is between 10.70% and 25.75%. Card type and APR determined by borrower’s credit score. Intro rate is valid only for purchases or balance transfers from other credit card companies, financial institutions, or department store credit cards. Promotion offered only for new TruWest credit cards and does not apply to increases, conversions, or re-opening of a closed credit card. Transfers from current TruWest Visa® cards, loans, or lines of credit are not eligible for intro interest rate offer. Information is accurate as of October 3, 2024 and subject to change. Cannot be combined with other offers. Offer, program, rates, terms, and conditions subject to change without notice.
2No Annual Fee. Balance transfer fee is 3% of each balance transfer. Cash advance fee is 4% of amount of each cash advance. Foreign transaction fees 1.00% of the amount of the transaction in U.S. dollars.
Visa® is a registered trademark of VISA U.S.A. Inc.
