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Within the first 45 days of opening your TruWest account, you may use your member number as your username and last four digits of your Social Security Number as your password. After 45 days, please contact our Electronic Services department at: 1 (855) 878-9378 option 4.

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Earn rewards with one low rate

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Why TruWest

TruWest's premier credit card

Signature Card

Our Signature card is the ultimate credit card. Earn big rewards while enjoying exclusive benefits such as luxury hotel upgrades, concierge services and more.

Earn up to 1.5% cash back with the TruRewards program
No annual fee
Exclusive perks and services for Visa Signature cardholders
Low interest rates
Earn 5,000 bonus points with multiple cards¹

Plus, with the TruWest Visa Signature Card, you’ll get a few extras:

Earn $100 when you spend $100 in the first 90 days²
Automatically earn up to 1 point for every $1 you spend, AND earn up to 10 extra points per dollar spent
0% introductory APR for 18 months³

Rates & Fees

Determine Your Costs

Visa Signature

Type	APR*
Visa Signature	9.40%- 10.40%

Credit Card Disclosures

Rates effective as of October 31, 2019.
New Accounts Only.
*APR=Annual Percentage Rate.

FAQs

Frequently Asked Questions

Do I need to be a member TruWest Credit Union to get a TruWest Visa card?

Answer:

Yes. A membership is required if you are approved for a TruWest Visa.
Where do I send my payments to?

Answer:

You can make your payments in a couple of ways. The most convenient way is to pay online through online banking (Not enrolled? Click here to sign up today)

You can also mail in your payment to:

TruWest Credit Union
P.O. Box 78637
Phoenix, AZ 85062-8637
When does the billing cycle end?

Answer:

The billing cycle ends the 2^nd of every month.
What is my due date?

Answer:

TruWest Visa credit card payments are due the 2nd of each month.
Do I need to have a business to apply for a Business Visa?

Answer:

Yes. You must have a business in order to be approved for a Business Visa.

Next Steps

As easy as 1, 2, 3

How to Apply for a Signature Card

1

Application
Apply online, at a branch or by phone at 1(855) 878-9378.
2

Approval
A TruWest representative will follow up (via phone) within 24-48 hours.
3

Delivery
If approved, you will receive your card within 7-10 business days

¹Cardholder is responsible for charges made by any authorized user.
²Receive $100 in the form of a statement credit after $100 in purchases have been made on the card within 90 days of account opening. Must qualify for reward earning credit card to receive this offer. Must not have had a TruWest Visa credit card in the last 12 months.
³APR is Annual Percentage Rate. Promotional rates are valid only for purchase and balance transfers from other credit card companies, financial institutions, or department store credit cards. Subject to credit approval. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer subject to change.

Additional Resources

Visa® Signature Cards Supplemental Disclosure

Visa Signature

Credit Card Disclosures

FAQs

Frequently Asked Questions

How to Apply for a Signature Card

Application

Approval

Delivery

Questions?

Related Products & Services

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