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Why TruWest

Experience the TruDifference

Debit Cards

When you open a Choice, OTG or Advantage 55 checking account, you receive your own TruWest Visa® debit card1. Enjoy shopping cash-and-coin-free, or add your card to your Apple Pay™, Android Pay™ or Samsung Pay™ app for added convenience.

  • EMV chip protection
  • Mobile wallet capability
  • 30,000 surcharge-free ATMs
  • Cash-back rewards

With a TruWest debit card, you’ll enjoy:

  • EMV chip. When you use your card at a chip-activated terminal, the embedded chip generates a one-time purchase code that helps prevent fraud.
  • Mobile wallets. Add your card to Apple Pay, Android Pay or Samsung Pay to shop with your mobile device at participating retailers.
  • 30,000 surcharge-free ATMs. Access our vast network of ATMs in the U.S. and Canada here.
  • Cash-back rewards. Get cash back on select purchases at participating retailers.

Don’t have a checking account yet? Apply here.

Next Steps

As easy as 1, 2, 3

Replace a Missing or Stolen Card

  1. 1
  2. 2
    Under the Online Request Forms menu, select the Card Replacement form
  3. 3
    Complete the form and click Submit

Don’t have a checking account yet? Apply here


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1 Must be a TruWest member with a minimum $5 deposit. Must have a TruWest checking account.