Set Up Your Direct Deposit

Payday comes early at TruWest®! Now, you can get your paycheck or federal benefits up to two days early at no charge¹.

To set up a direct deposit to your TruWest checking account, you will need to provide your employer with TruWest Credit Union’s Routing and Transit number (322173055) as well as your checking account (MICR) number.

To locate your account number, follow the steps below.

With online banking:

  1. Log in to your online banking account.
  2. Click on the name of your checking account to go to the Account History page.
  3. Click on Account Details and locate the MICR number.

With a check:

  1. Locate the two numbers at the bottom of a TruWest check.
  2. The 10-digit number to the right of the Routing and Transit number is the account number.

Make a Wire Transfer

To wire funds to TruWest, please provide the following information to the originating financial institution:

TruWest Credit Union
2190 E. Elliot Rd., Ste. 310, Tempe, AZ 85284


Member name, address and account number


To wire funds from TruWest, please visit a Financial Service Center or follow the instructions below:

  1. Log in to your online banking account.
  2. Click Move Money.
  3. Click Wire Transfer Request.
  4. Select Make Payments.
  5. Select Make a one-time payment.
  6. Select Funding account.
  7. Enter a Payment name (optional).
  8. Complete Beneficiary section.
  9. Complete Beneficiary Bank section.
  10. Do NOT complete Intermediary Bank section unless the beneficiary bank provided this information.
  11. Complete Payment Section.
  12. Click Continue to review.
  13. Review payment and click Pay.

For questions concerning wire transfers, call 1 (855) 878-9378.

¹Early Direct Deposit: Requires qualifying direct deposit. Early access to funds depends upon the timing of the submission of the payment file from the payer. Early availability of direct deposits is not guaranteed, may vary from deposit to deposit, and may not apply. We generally make qualifying direct deposit funds available on the day the payment file is received. Subject to terms, conditions, and restrictions. May change without notice. Please speak to a representative for further details.


As a reminder, our branches will be closed on Monday, June 19th in observance of Juneteenth. We will be open our normal hours on Tuesday, June 20th.