Why TruWest

A Great Alternative Financing Option

Personal Line of Credit

Your personal credit line is a convenient way to have credit available at all times. You can even use it as overdraft protection on your TruWest checking account. Enjoy low rates and credit up to $50,000!1

  • Low rates
  • Credit line up to $50,000
  • Flexible terms

Rates & Fees

Determine Your Costs

Personal Credit Line

Other Disclosures

Rates effective as of July 27, 2023.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.


Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

How to Apply for a Personal Credit Line

  1. 1


    Apply online, at a branch or by phone at 1(855) 878-9378
  2. 2


    A TruWest representative will call back within 24 hours
  3. 3


    If approved, you will receive a pre-approval certificate via email along with additional instructions
  4. 4


    Finally, submit required documents and set up your closing appointment for an electronic signature or at a branch personally

1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer subject to change.