Why TruWestA Great Alternative Financing Option
Personal Line of Credit
Your personal credit line is a convenient way to have credit available at all times. You can even use it as overdraft protection on your TruWest checking account. Enjoy low rates and credit up to $50,000!1
- Low rates
- Credit line up to $50,000
- Flexible terms
Rates & FeesDetermine Your Costs
Personal Credit Line
|Personal Credit Line||15.75% - 17.75%|
Rates effective as of July 27, 2023.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.
FAQsFrequently Asked Questions
Do I need to be a member of TruWest Credit Union to get a personal line of credit?
Yes. A membership is required if you are approved for a personal line of credit.
- Can I qualify for a personal line of credit loan with Social Security or investment income?
Next StepsAs easy as 1, 2, 3
How to Apply for a Personal Credit Line
ApplicationApply online, at a branch or by phone at 1(855) 878-9378
ApprovalA TruWest representative will call back within 24 hours
CertificateIf approved, you will receive a pre-approval certificate via email along with additional instructions
ClosingFinally, submit required documents and set up your closing appointment for an electronic signature or at a branch personally
1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer subject to change.