- Low rates
- Credit line up to $50,000
- Flexible terms
Personal Credit Line
|Personal Credit Line||12.25% - 16.50%|
Rates effective as of October 31, 2019.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.
Frequently Asked Questions
Do I need to be a member of TruWest Credit Union to get a personal line of credit?
Yes. A membership is required if you are approved for a personal line of credit.
Can I qualify for a loan with Social Security or investment income?
You may be able to qualify for a TruWest loan with Social Security or investment income. Click a loan type under “LOANS” at the top of the page to apply, or call 1-855-878-9378.
How to Apply for a Personal Credit Line
ApplicationApply online, at a branch or by phone at 1(855) 878-9378
ApprovalA TruWest representative will call back within 24 hours
CertificateIf approved, you will receive a pre-approval certificate via email along with additional instructions
ClosingFinally, submit required documents and set up your closing appointment for an electronic signature or at a branch personally
Note: Membership can be opened at the time of loan closing.
1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer subject to change.