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Why TruWest

A Great Alternative Financing Option

Personal Line of Credit

Your personal credit line is a convenient way to have credit available at all times. You can even use it as overdraft protection on your TruWest checking account. Enjoy low rates and credit up to $50,000!1

  • Low rates
  • Credit line up to $50,000
  • Flexible terms

Rates & Fees

Determine Your Costs

Personal Credit Line

Type APR*
Personal Credit Line 15.25% - 17.75%

Other Disclosures

Rates effective as of March 23, 2023.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.


Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

How to Apply for a Personal Credit Line

  1. 1
    Apply online, at a branch or by phone at 1(855) 878-9378
  2. 2
    A TruWest representative will call back within 24 hours
  3. 3
    If approved, you will receive a pre-approval certificate via email along with additional instructions
  4. 4
    Finally, submit required documents and set up your closing appointment for an electronic signature or at a branch personally

Note: Membership can be opened at the time of loan closing.


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer subject to change.