- Low rates
- Credit line up to $50,000
- Flexible terms
Personal Credit Line
|Personal Credit Line||12.00% - 16.25%|
Personal credit line below rates reflect a 0.25% discount for automatic transfer payment.
*APR is variable and may increase after the loan is booked.
*APR=Annual Percentage Rate. Rate will increase when Automatic Transfer Payment is discontinued.
This is the credit union's best rate. Your rate may be higher. The rate is determined by your individual credit worthiness and credit union parameters.
Frequently Asked Questions
Do I need to be a member of TruWest Credit Union to get a personal line of credit?
Yes. A membership is required if you are approved for a personal line of credit.
Can I qualify for a loan with Social Security or investment income?
You may be able to qualify for a TruWest loan with Social Security or investment income. Click a loan type under “LOANS” at the top of the page to apply, or call 1-855-878-9378.
How to Apply for a Personal Credit Line
ApplicationApply online, at a branch or by phone at 1(855) 878-9378
ApprovalA TruWest representative will call back within 24 hours
CertificateIf approved, you will receive a pre-approval certificate via email along with additional instructions
ClosingFinally, submit required documents and set up your closing appointment for an electronic signature or at a branch personally
Note: Membership can be opened at the time of loan closing.
1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Offer subject to change.