1For complete details and Official Rules, please click HERE.
2APR is Annual Percentage Rate. Requires application and is subject to credit approval. Intro APR is 0% for 18 billing cycles (intro period) from the date of account opening on purchase and balance transfers. Intro APR does not apply to cash advances. Balance transfer restrictions apply and a 3% balance transfer fee applies for the amount of each transfer. Additional terms and conditions apply. After the intro period ends, the standard variable APR for Purchase and Balance Transfers will be applied to any unpaid balances remaining. APR is based on the Prime Rate plus a “margin” and will vary with the market. The estimated standard variable APR is between 7.45% and 21.45%. Card type and APR determined by borrower’s credit score. Intro rate is valid only for purchases or balance transfers from other credit card companies, financial institutions, or department store credit cards. Promotion offered only for new TruWest credit cards and does not apply to increases, conversions, or re-opening of a closed credit card. Transfers from current TruWest Visa® cards, loans, or lines of credit are not eligible for intro interest rate offer. Cannot be combined with other offers. Offer, program, rates, terms, and conditions subject to change without notice. Must be a TruWest member with a minimum deposit of $5 to qualify. Information is accurate as of August 3, 2022 and subject to change.
3The monthly billing cycle begins on the third day of each month and ends on the 2nd day of the following month. The promotional APR will remain in effect through the end of the 18th billing cycle.
Visa® is a registered trademark of VISA U.S.A. Inc.