Why TruWest
A Better Auto Loan is Here
Auto
Put yourself in the driver's seat with our low-rate auto loans. Whether you're looking to purchase a new or used car or just want to refinance to a better monthly payment, TruWest has the lower rates and great terms you want.
- Low rates
- Financing available for new or used purchases or refinance
- Terms up to 84 months1
- Quick approvals
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Plus, you can research, shop and compare vehicles from the comfort of your own home using TruWest’s Car Finder.
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View Rates & FeesRates & Fees
Determine Your Costs
New/Used Auto
| Terms (Months) | APR* |
|---|---|
| 0 - 63 | 3.35% - 15.85% |
| 64 - 75 | 3.59% - 8.95% |
| 76 - 84 | 3.85% - 7.94% |
Auto/Other Disclosures
Rates effective as of March 1, 2018.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.
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Calculate Your Payment
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View FAQsFAQs
Frequently Asked Questions
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Do I need to be a member of TruWest to get an auto loan?
Answer:
Yes. A membership is required if you are approved for the loan.
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Can I qualify for a loan with Social Security or investment income?
Answer:
You may be able to qualify for a TruWest loan with Social Security or investment income. Click a loan type under “LOANS” at the top of the page to apply, or call 1-855-878-9378.
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View Next StepsNext Steps
As easy as 1, 2, 3
How to Apply for a TruWest Auto Loan
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1
Apply
Whether you’re purchasing a new/used vehicle or interested in refinancing your current one, apply online, at a branch or by phone at 1(855) 878-9378 -
2
We'll Contact You
A TruWest representative will respond via phone or email within 24 hours -
3
Check Your Email
If approved, you will receive a pre-approval certificate via email along with additional instructions -
4
Setup an Appointment
Once you choose your new/used car or are ready to refinance, submit the required documents and set up your loan closing appointment
Note: Membership can be opened at the time of loan closing
1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Not available on existing TruWest loans. Offer subject to change.