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Why TruWest

A Better Auto Loan is Here


Put yourself in the driver's seat with our low-rate auto loans. Whether you're looking to purchase a new or used car or just want to refinance to a better monthly payment, TruWest has the lower rates and great terms you want.

  • Low rates
  • Financing available for new or used purchases or refinance
  • Terms up to 84 months1
  • Quick approvals

More Information

Plus, you can research, shop and compare vehicles from the comfort of your own home using TruWest’s Car Finder.

Rates & Fees

Determine Your Costs

New/Used Auto

Terms (Months) APR*
49 - 63 3.65% - 16.15%
64 - 75 3.85% - 9.00%
76 - 84 3.99% - 7.50%

Auto Disclosures

Rates effective as of March 9, 2020.
*APR=Annual Percentage Rate. Rates reflect as a 0.25% discount for auto transfer payment. Rate will increase when Auto Transfer Payment is discontinued.


Calculate Your Payment

Auto Loan Calculator
Enter a "0" (zero) for one unknown value above.

Next Step

View FAQs


Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

How to Apply for a TruWest Auto Loan

  1. 1
    Whether you’re purchasing a new/used vehicle or interested in refinancing your current one, apply online, at a branch or by phone at 1(855) 878-9378
  2. 2
    We'll Contact You
    A TruWest representative will respond via phone or email within 24 hours
  3. 3
    Check Your Email
    If approved, you will receive a pre-approval certificate via email along with additional instructions
  4. 4
    Setup an Appointment
    Once you choose your new/used car or are ready to refinance, submit the required documents and set up your loan closing appointment

Note: Membership can be opened at the time of loan closing


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly.

1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Not available on existing TruWest loans. Offer subject to change.