- Low rates
- Financing available for new or used purchases or refinance
- Terms up to 84 months1
- Quick approvals
Plus, you can research, shop and compare vehicles from the comfort of your own home using TruWest’s Car Finder.
Next StepView Rates & Fees
|0 - 63||3.35% - 15.85%|
|64 - 75||3.59% - 8.95%|
|76 - 84||3.85% - 7.94%|
Rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued. Terms and conditions may apply.
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Frequently Asked Questions
Do I need to be a member of TruWest to get an auto loan?
Yes. A membership is required if you are approved for the loan.
Can I qualify for a loan with Social Security or investment income?
You may be able to qualify for a TruWest loan with Social Security or investment income. Click a loan type under “LOANS” at the top of the page to apply, or call 1-855-878-9378.
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How to Apply for a TruWest Auto Loan
ApplyWhether you’re purchasing a new/used vehicle or interested in refinancing your current one, apply online, at a branch or by phone at 1(855) 878-9378
We'll Contact YouA TruWest representative will respond via phone or email within 24 hours
Check Your EmailIf approved, you will receive a pre-approval certificate via email along with additional instructions
Setup an AppointmentOnce you choose your new/used car or are ready to refinance, submit the required documents and set up your loan closing appointment
Note: Membership can be opened at the time of loan closing
1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Not available on existing TruWest loans. Offer subject to change.